Law of Property Act 1925: Primary legislation governing the creation and enforcement of mortgages, defining legal and equitable mortgages, and setting out requirements for land registration

Consumer Credit Act 1974: Regulates credit agreements, provides consumer protections, and sets out disclosure requirements when the borrower is a consumer

Financial Services and Markets Act 2000: Regulates financial services and markets, affecting mortgage lending activities and setting regulatory framework

Bills of Exchange Act 1882: Governs promissory notes, defines requirements for valid promissory notes, and sets out rights and obligations of parties

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation that defines regulated mortgage activities and their scope

Mortgage Credit Directive Order 2015: Implements EU mortgage credit rules affecting residential mortgage lending in the UK

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair practices in mortgage and lending transactions

FCA Mortgage Conduct of Business Rules (MCOB): Regulatory rules applicable to FCA-regulated lenders, setting out conduct requirements for mortgage business

Land Registration Act 2002: Sets out requirements for registration of mortgages and other interests in land

Unfair Contract Terms Act 1977: Ensures terms in mortgage and promissory note agreements are fair and reasonable

Consumer Rights Act 2015: Provides additional protections when dealing with consumer borrowers in mortgage transactions