Law of Property Act 1925: Primary legislation governing how property rights can be created and transferred, and defines legal and equitable interests in property

Land Registration Act 2002: Establishes requirements for registration of charges against property and determines priority of interests in registered land

Consumer Credit Act 1974: Applies when borrower is an individual and loan is for personal purposes, setting out regulatory requirements for consumer credit agreements

Financial Services and Markets Act 2000: Provides regulatory framework for financial services and must be considered if the transaction falls within regulated activities

Land Registration Rules 2003: Sets out procedural requirements for registering interests in land and maintaining the land register

Charging Orders Act 1979: Relevant for enforcement procedures and obtaining security over property through court orders

Common Law Principles: Fundamental legal principles regarding contract formation, security interests, and enforcement rights established through case law

FCA Regulations: Financial Conduct Authority regulations that may apply to the transaction if it falls within regulated activities

Anti-Money Laundering Regulations: Requirements for identity verification and due diligence to prevent money laundering in property transactions

Consumer Protection Regulations: Various regulations protecting consumer rights if the transaction involves a consumer borrower