Consumer Credit Act 1974: Primary legislation governing consumer credit and debt collection practices in the UK, setting out the rights of debtors and responsibilities of creditors

Data Protection Act 2018: UK implementation of GDPR, crucial for handling patient medical data and personal information in debt collection

Limitation Act 1980: Defines the time limits within which legal proceedings for debt recovery must be initiated

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services including debt collection activities

NHS (Charges to Overseas Visitors) Regulations 2015: Specific regulations regarding medical charges for overseas visitors and their collection

Health and Social Care Act 2012: Framework legislation for healthcare services including provisions relevant to medical charging

FCA Consumer Credit sourcebook (CONC): Detailed rules and guidance for consumer credit firms including debt collectors, setting out expected standards of conduct

Credit Services Association Code of Practice: Industry standards for debt collection practices in the UK

Consumer Rights Act 2015: Consolidates consumer protection law including rights in relation to services and unfair terms

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices including misleading or aggressive debt collection practices

Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts, including debt agreements