Late Payment of Commercial Debts (Interest) Act 1998: Primary legislation governing late commercial payments, establishing statutory rights to claim interest and compensation for late payment, defining when payments become late, and setting statutory interest rates

The Late Payment of Commercial Debts Regulations 2013: Updates to the 1998 Act covering maximum payment terms and rights to statutory compensation for late commercial payments

Consumer Credit Act 1974: Legislation governing consumer credit and debt, including consumer protection provisions, required information formats, and fair treatment requirements for individual debtors

FCA Regulations: Financial Conduct Authority guidelines covering debt collection practices, fair treatment of customers, and communication standards

Limitation Act 1980: Establishes time limits for debt recovery and statute of limitations considerations in England and Wales

GDPR and Data Protection Act 2018: Legislation governing personal data handling, privacy requirements, and information security measures in debt collection communications

Consumer Rights Act 2015: Legislation ensuring fair terms and transparency requirements in consumer contracts and communications

Business Protection from Misleading Marketing Regulations 2008: Regulations ensuring clear and accurate communication in business-to-business dealings, including debt collection