Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and consumer lending in the UK. Sets out requirements for credit agreements, licensing, and consumer protections.

Financial Services and Markets Act 2000: Key legislation regulating financial services in the UK, establishing regulatory framework and FCA authority over financial activities including lending.

Law of Property Act 1925: Fundamental legislation governing real property in England and Wales, crucial for security aspects involving real estate collateral.

Companies Act 2006: Main legislation governing company operations in the UK, relevant for corporate borrowers and security registration requirements.

Insolvency Act 1986: Governs insolvency proceedings and creditor rights, crucial for enforcement and security provisions in loan agreements.

Consumer Rights Act 2015: Consolidates consumer protection law, particularly relevant if the loan agreement might involve consumers.

Bills of Sale Acts 1878 and 1882: Historic legislation still relevant for certain types of security over personal property, particularly important for non-corporate borrowers.

Financial Collateral Arrangements (No.2) Regulations 2003: Governs arrangements involving financial collateral, providing specific rules for financial security arrangements.

Enterprise Act 2002: Contains important provisions regarding enforcement of security and insolvency proceedings.

FCA Handbook: Regulatory guidelines and requirements from the Financial Conduct Authority, particularly CONC (Consumer Credit sourcebook) for consumer lending.

UK Money Laundering Regulations 2017: Anti-money laundering requirements that must be considered in loan documentation and due diligence processes.

GDPR and Data Protection Act 2018: Data protection legislation governing the handling of personal data in loan agreements and related documentation.

Unfair Contract Terms Act 1977: Regulates unfair terms in contracts, particularly relevant for standardized loan documentation.

Unfair Terms in Consumer Contracts Regulations 1999: Specific protection for consumers against unfair terms in standard form contracts.

Financial Services (Banking Reform) Act 2013: Reformed banking legislation affecting financial institutions' operations and regulatory compliance.

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, relevant for marketing and execution of consumer loan agreements.