The Margin Lending Agreement serves as the primary documentation for establishing secured lending facilities in financial markets under English and Welsh law. It is used when parties wish to enter into arrangements where credit is extended against financial securities as collateral. The agreement encompasses crucial elements such as margin calculations, collateral eligibility, valuation methods, and default procedures. This document is particularly important in today's sophisticated financial markets where secured lending forms a significant portion of trading and investment activities.
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1. Parties: Identification of the lender and borrower
2. Background: Context of the agreement and relationship between parties
3. Definitions: Key terms used throughout the agreement
4. Facility: Details of the margin lending facility including amount and purpose
5. Margin Requirements: Maintenance margin requirements and calculation methodology
6. Collateral: Eligible collateral types and valuation methods
7. Interest and Fees: Interest calculation, payment terms, and applicable fees
8. Events of Default: Circumstances constituting default and consequences
9. Representations and Warranties: Standard declarations by both parties
1. Currency Provisions: Required if multiple currencies are involved in the facility
2. Hedging Requirements: Hedging obligations and arrangements - include when hedging is required as part of the facility
3. Additional Security: Provisions for additional security requirements - include when additional security beyond standard margin is required
1. Schedule 1 - Form of Drawdown Notice: Standard form for requesting drawings under the facility
2. Schedule 2 - Eligible Collateral: Detailed list of acceptable collateral types and haircuts
3. Schedule 3 - Calculation of Margin: Detailed methodology for calculating margin requirements
4. Schedule 4 - Form of Compliance Certificate: Standard form for periodic compliance certification
5. Appendix A - Standard Settlement Instructions: Payment and settlement details for both parties
Relevant legal definitions
Acceleration Event
Adjusted Net Asset Value
Advance
Applicable Margin
Approved Exchange
Available Facility
Base Currency
Business Day
Calculation Date
Close-out Amount
Collateral
Collateral Account
Collateral Value
Commitment
Custodian
Default Interest
Default Rate
Eligible Collateral
Event of Default
Facility
Facility Amount
Financial Indebtedness
Haircut
Interest Payment Date
Interest Period
LIBOR/SONIA
Loan
Margin
Margin Call
Margin Deficit
Margin Lending Documents
Margin Ratio
Market Value
Material Adverse Effect
Permitted Security
Reference Banks
Repayment Date
Security
Security Documents
Settlement Date
Termination Date
Transaction
Valuation Date
Valuation Time
Voluntary Prepayment
Adjusted Net Asset Value
Advance
Applicable Margin
Approved Exchange
Available Facility
Base Currency
Business Day
Calculation Date
Close-out Amount
Collateral
Collateral Account
Collateral Value
Commitment
Custodian
Default Interest
Default Rate
Eligible Collateral
Event of Default
Facility
Facility Amount
Financial Indebtedness
Haircut
Interest Payment Date
Interest Period
LIBOR/SONIA
Loan
Margin
Margin Call
Margin Deficit
Margin Lending Documents
Margin Ratio
Market Value
Material Adverse Effect
Permitted Security
Reference Banks
Repayment Date
Security
Security Documents
Settlement Date
Termination Date
Transaction
Valuation Date
Valuation Time
Voluntary Prepayment
Clauses
Facility and Purpose
Conditions Precedent
Drawdown
Interest
Fees
Repayment
Prepayment
Margin Requirements
Collateral
Valuation
Currency Provisions
Representations and Warranties
Undertakings
Information Covenants
Financial Covenants
Events of Default
Acceleration
Set-off
Security
Payments
Tax Gross-up
Increased Costs
Indemnities
Costs and Expenses
Assignment and Transfer
Changes to Parties
Calculations and Certificates
Notices
Partial Invalidity
Remedies and Waivers
Amendments
Counterparts
Confidentiality
Governing Law
Enforcement
Jurisdiction
Conditions Precedent
Drawdown
Interest
Fees
Repayment
Prepayment
Margin Requirements
Collateral
Valuation
Currency Provisions
Representations and Warranties
Undertakings
Information Covenants
Financial Covenants
Events of Default
Acceleration
Set-off
Security
Payments
Tax Gross-up
Increased Costs
Indemnities
Costs and Expenses
Assignment and Transfer
Changes to Parties
Calculations and Certificates
Notices
Partial Invalidity
Remedies and Waivers
Amendments
Counterparts
Confidentiality
Governing Law
Enforcement
Jurisdiction
Relevant Industries
Relevant Teams
Relevant Roles
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