Consumer Credit Act 1974: Primary legislation regulating credit agreements, including licensing requirements for credit providers, mandatory disclosure requirements, and form of agreements for consumer protection
Sale of Goods Act 1979: Fundamental legislation defining rights and obligations in sale contracts, including implied terms about quality and fitness for purpose, and transfer of title provisions
Consumer Rights Act 2015: Modern consumer protection legislation covering quality standards for goods, consumer remedies, and regulation of unfair contract terms
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services and authorization requirements for financial activities
The Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation defining regulated activities including credit agreements and their scope
Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices in consumer transactions
FCA Regulations and Guidelines: Regulatory guidelines covering consumer credit rules and treating customers fairly principles
Data Protection Act 2018 and UK GDPR: Legislation governing the processing of personal data and privacy requirements in financial transactions
Misrepresentation Act 1967: Legislation dealing with false statements that induce contracts, providing remedies for misrepresentation in contract formation
