Statute of Frauds 1677: Fundamental legislation requiring guarantees to be made in writing and signed to be legally enforceable

Consumer Credit Act 1974: Regulates consumer credit agreements, including form and content requirements and consumer protections for credit-related guarantees

Unfair Contract Terms Act 1977: Controls and regulates unreasonable exclusion clauses and ensures fairness in contractual relationships

Consumer Rights Act 2015: Governs consumer contracts and unfair terms, particularly relevant if the guarantor is acting as a consumer

Common Law Principles: Essential principles covering contract formation, consideration, and capacity to contract that apply to guarantee agreements

Financial Services and Markets Act 2000: Relevant legislation when the loan involves regulated financial services

FCA Regulations: Regulatory requirements that must be considered if the loan is provided by an FCA-regulated entity

Money Laundering Regulations 2017: Regulations governing identity verification requirements in financial transactions including guarantees