Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework and FCA authority

Consumer Credit Act 1974: Regulates credit businesses and provides protection for consumers in credit transactions, may apply if the loans involve consumers

Financial Services Act 2012: Updated regulatory framework that amended FSMA 2000 and established the current regulatory structure

Consumer Rights Act 2015: Provides protection for consumers and defines unfair terms in consumer contracts, relevant if loans involve consumers

FCA Handbook - CONC: Consumer Credit Sourcebook containing detailed rules and guidance for consumer credit activities

FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for regulated firms

FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls requirements for regulated firms

Contracts (Rights of Third Parties) Act 1999: Governs how third parties may enforce terms of contracts

Unfair Contract Terms Act 1977: Controls unfair terms in business contracts and limits ability to exclude or restrict liability

Money Laundering Regulations 2017: Sets out anti-money laundering requirements and due diligence obligations

Data Protection Act 2018: UK's implementation of data protection requirements, including UK GDPR provisions

Common Law - Contract Principles: Fundamental principles of contract formation, interpretation, and enforcement under English common law

Common Law - Agency Principles: Legal principles governing relationships where one party acts on behalf of another

Common Law - Fiduciary Duties: Legal obligations of trust and loyalty applicable to agents acting on behalf of principals

International Trade Regulations: Regulations governing cross-border financial services and international trade aspects if applicable