Consumer Credit Act 1974: Primary legislation governing credit agreements, including mandatory disclosure requirements and consumer protection measures for installment purchases

Sale of Goods Act 1979: Defines fundamental rights and obligations in sales contracts, including quality standards, fitness for purpose, and transfer of title provisions

Consumer Rights Act 2015: Consolidates consumer protection law, establishes quality standards, and regulates unfair contract terms in consumer agreements

Unfair Contract Terms Act 1977: Restricts the ability to exclude or limit liability in contracts and requires terms to be reasonable and fair

Financial Services and Markets Act 2000: Regulates financial services and relevant financing provisions in installment purchase agreements

Late Payment of Commercial Debts (Interest) Act 1998: Applies to business-to-business agreements, governing interest on late payments

Distance Selling Regulations: Regulatory framework for agreements made remotely or outside of traditional face-to-face transactions

FCA Regulations: Financial Conduct Authority regulations applicable when credit or financial services are involved in the agreement

Data Protection Act 2018 & UK GDPR: Governs the handling and protection of personal data collected during the course of the agreement