Contract Law of England and Wales: Common law principles governing formation and enforcement of contracts, including offer, acceptance, consideration, and intention to create legal relations

Consumer Credit Act 1974: Regulates credit agreements between creditors and consumers, providing consumer protection in financial transactions

Financial Services and Markets Act 2000: Primary legislation for financial services regulation in the UK, establishing regulatory framework and FCA authority

Consumer Rights Act 2015: Consolidates consumer protection law, including unfair terms in consumer contracts and consumer rights

FCA Regulations: Regulatory requirements set by the Financial Conduct Authority for financial services and markets

Payment Services Regulations 2017: Governs payment services, electronic money institutions, and payment transactions in the UK

Money Laundering Regulations 2017: Sets requirements for prevention of money laundering and terrorist financing in financial transactions

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses and limitations of liability

Late Payment of Commercial Debts (Interest) Act 1998: Provides for statutory interest on late payments in commercial transactions

Limitation Act 1980: Sets time limits for bringing legal claims relating to contracts and other civil matters

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices between traders and consumers

Data Protection Act 2018: Implements UK GDPR requirements for processing personal data in financial agreements

Electronic Communications Act 2000: Provides legal framework for electronic signatures and electronic communications in contracts

Misrepresentation Act 1967: Governs remedies for misrepresentation in contract formation and execution