Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and hire purchase. Relevant if the lessee is a consumer, covering licensing, documentation requirements, and consumer protections.

Supply of Goods and Services Act 1982: Establishes implied terms about quality of goods and services in contracts, including requirements that goods are of satisfactory quality and fit for purpose.

Unfair Contract Terms Act 1977: Regulates clauses that exclude or restrict liability, particularly important for warranty and liability provisions in lease agreements.

Consumer Rights Act 2015: Key legislation for consumer contracts, covering quality rights, unfair terms, and remedies when dealing with consumer lessees.

Sale of Goods Act 1979: Relevant for the purchase option aspects of the agreement, governing the transfer of ownership and related rights.

Financial Services and Markets Act 2000: Regulatory framework for financial services in the UK, including certain types of equipment leasing arrangements.

Financial Services Act 2012: Updates to financial services regulation, including amendments to FSMA 2000 and regulatory structure.

Consumer Credit (EU Directive) Regulations 2010: Implements EU consumer credit rules, affecting documentation and information requirements for consumer credit agreements.

Value Added Tax Act 1994: Governs VAT implications of lease and purchase arrangements, including treatment of deposits and installments.

Capital Allowances Act 2001: Tax legislation relevant for capital allowances on equipment, affecting the commercial structure of lease arrangements.

Late Payment of Commercial Debts (Interest) Act 1998: Provides for statutory interest on late payments in commercial transactions, relevant for payment terms.

Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts, requiring transparency and fairness.

Electronic Commerce (EC Directive) Regulations 2002: Relevant if the agreement is formed electronically, governing electronic contracts and information requirements.

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices, relevant for marketing and formation of lease agreements with consumers.

Common Law Contract Principles: Fundamental principles governing contract formation, misrepresentation, breach remedies, and implied terms under English common law.