Consumer Credit Act 1974: Primary legislation regulating consumer credit agreements, including disclosure requirements, cancellation rights, and licensing requirements for lenders

Financial Services and Markets Act 2000: Key legislation regulating financial services activities and setting requirements for authorized lenders

Consumer Rights Act 2015: Legislation ensuring fairness of contract terms and providing consumer protections, including provisions against unfair terms

Sale of Goods Act 1979: Governs aspects related to sale of goods, including implied terms about quality and fitness for purpose

Unfair Contract Terms Act 1977: Legislation limiting the ability to exclude liability and ensuring reasonableness of contract terms

Consumer Credit (Disclosure of Information) Regulations 2010: Specific regulations governing information disclosure requirements in consumer credit agreements

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Detailed regulations specifying which activities require FCA authorization and how they should be conducted

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices and misleading actions or omissions

FCA Regulations and Guidance: Regulatory requirements and guidance from the Financial Conduct Authority governing credit sales and consumer lending

General Data Protection Regulation (GDPR): Data protection requirements affecting how customer information must be handled and protected in credit agreements