The Credit Sales Agreement is essential for businesses operating in Ireland that offer goods on credit terms to customers. This document type is particularly relevant when selling high-value items where customers require financing options. The agreement must strictly comply with Irish consumer credit legislation, including the Consumer Credit Act 1995 and European Union (Consumer Credit Agreements) Regulations 2010. It typically includes detailed financial terms, consumer rights, cooling-off periods, and specific protections required by Irish law. The document is designed to protect both the seller's interests in securing payment and the buyer's consumer rights, while ensuring transparent disclosure of all credit terms and conditions. Usage is common in retail, automotive, and consumer goods sectors where significant purchases often require financing options.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the credit provider/seller and the buyer/borrower with full legal names and addresses
2. Background: Context of the agreement, including the purpose of the credit sale and basic transaction overview
3. Definitions: Definitions of key terms used throughout the agreement
4. The Product/Goods: Detailed description of the goods being sold under the credit arrangement
5. Credit Terms: Key financial terms including principal amount, interest rate, APR, total amount payable, and payment schedule
6. Payment Terms: Details of payment method, frequency, due dates, and consequences of late payment
7. Consumer Rights: Statutory rights under Irish consumer law, including cooling-off period and right of withdrawal
8. Title and Risk: Provisions regarding when title passes and risk allocation
9. Delivery and Acceptance: Terms relating to delivery of goods and acceptance conditions
10. Warranties and Representations: Warranties regarding the goods and representations by both parties
11. Default and Remedies: Consequences of default and available remedies for both parties
12. Termination: Circumstances under which the agreement can be terminated and consequences
13. Notices: How formal communications between parties should be made
14. Governing Law: Confirmation of Irish law as governing law and jurisdiction
1. Security: Required when additional security or guarantees are needed for the credit arrangement
2. Insurance: Used when insurance is required for the goods or credit protection
3. Special Delivery Requirements: Include when there are specific delivery arrangements or requirements
4. Installation and Training: Needed when the goods require professional installation or user training
5. Maintenance and Support: Include for goods requiring ongoing maintenance or technical support
6. Data Protection: Detailed GDPR compliance section when extensive personal data processing is involved
7. Assignment: Include when either party needs the right to assign the agreement
8. Force Majeure: Include for high-value goods where delivery might be affected by external events
1. Schedule 1 - Product Specification: Detailed technical specifications and descriptions of the goods
2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments, including dates and amounts
3. Schedule 3 - Interest Rate Calculations: Detailed explanation of interest calculations and APR
4. Schedule 4 - Delivery Details: Specific delivery instructions and requirements
5. Schedule 5 - Pre-Contract Information: Standard European Consumer Credit Information (SECCI) form
6. Appendix A - Consumer Rights Information: Statutory information about consumer rights and cooling-off period
7. Appendix B - Warranty Terms: Detailed warranty terms and conditions
8. Appendix C - Insurance Requirements: Details of required insurance coverage if applicable
Relevant legal definitions
Agreement
Annual Percentage Rate (APR)
Business Day
Buyer
Commencement Date
Completion Date
Cooling-off Period
Credit Amount
Credit Period
Default Event
Default Interest
Delivery
Delivery Date
Early Repayment
Goods
Initial Payment
Installment
Interest Rate
Late Payment Fee
Notices
Order
Outstanding Balance
Payment Date
Payment Schedule
Purchase Price
Relevant Rate
Repayment Schedule
Seller
Specification
Term
Territory
Title
Total Amount Payable
Transaction Documents
Warranties
Working Hours
Annual Percentage Rate (APR)
Business Day
Buyer
Commencement Date
Completion Date
Cooling-off Period
Credit Amount
Credit Period
Default Event
Default Interest
Delivery
Delivery Date
Early Repayment
Goods
Initial Payment
Installment
Interest Rate
Late Payment Fee
Notices
Order
Outstanding Balance
Payment Date
Payment Schedule
Purchase Price
Relevant Rate
Repayment Schedule
Seller
Specification
Term
Territory
Title
Total Amount Payable
Transaction Documents
Warranties
Working Hours
Clauses
Credit Terms
Payment Terms
Interest
Default
Early Repayment
Delivery
Acceptance
Title Transfer
Risk
Warranties
Consumer Rights
Cooling-off Period
Repossession
Security
Insurance
Representations
Assignment
Notices
Force Majeure
Severability
Entire Agreement
Variation
Data Protection
Confidentiality
Governing Law
Jurisdiction
Termination
Remedies
Indemnification
Third Party Rights
Anti-Money Laundering
Costs and Expenses
Payment Terms
Interest
Default
Early Repayment
Delivery
Acceptance
Title Transfer
Risk
Warranties
Consumer Rights
Cooling-off Period
Repossession
Security
Insurance
Representations
Assignment
Notices
Force Majeure
Severability
Entire Agreement
Variation
Data Protection
Confidentiality
Governing Law
Jurisdiction
Termination
Remedies
Indemnification
Third Party Rights
Anti-Money Laundering
Costs and Expenses
Relevant Industries
Retail
Consumer Goods
Automotive
Electronics and Technology
Furniture and Home Furnishings
Manufacturing
Financial Services
Home Improvement
Agricultural Equipment
Industrial Equipment
Medical Equipment
Relevant Teams
Legal
Finance
Sales
Compliance
Risk Management
Commercial Operations
Credit Control
Customer Service
Business Development
Retail Operations
Relevant Roles
Credit Manager
Sales Director
Financial Controller
Legal Counsel
Compliance Officer
Risk Manager
Commercial Director
Retail Operations Manager
Contract Administrator
Credit Risk Analyst
Sales Manager
Finance Manager
Business Development Manager
Customer Finance Specialist
Find the exact document you need
Contract For Buying A Business
An Irish law-governed agreement detailing the terms and conditions for the purchase and sale of a business, including all essential transaction elements and regulatory compliance requirements.
find out more
Buyers Contract
An Irish law-governed agreement outlining terms and conditions for purchasing goods or services, incorporating buyer protections and commercial requirements.
find out more
Buy With Reservation Agreement
An Irish law agreement establishing terms for reserving a property during pre-purchase investigations and financing arrangements.
find out more
Basic Purchase Agreement
An Irish law-governed agreement that establishes the basic terms and conditions for the sale and purchase of goods between two parties.
find out more
Forward Purchase Agreement (Real Estate)
An Irish law agreement for the future purchase of real estate, typically involving property under construction or development, with pre-agreed terms and conditions.
find out more
Customer List Purchase Agreement
An Irish law-governed agreement for the sale and transfer of customer lists between businesses, ensuring GDPR compliance and data protection.
find out more
Car Buying Contract
An Irish law-governed agreement for the sale and purchase of motor vehicles, incorporating essential terms and regulatory requirements for vehicle transactions in Ireland.
find out more
Sell Agreement
An Irish law-governed agreement documenting the sale and transfer of goods, assets, or property between parties, outlining key terms and conditions of the transaction.
find out more
Vehicle Hire Purchase Agreement
An Irish law-governed agreement for the purchase of a vehicle through installment payments, where ownership transfers to the hirer upon completion of all payments.
find out more
Personal Property Addendum
An Irish law-compliant addendum detailing terms and conditions for personal property items within a primary agreement, including ownership, use, and maintenance requirements.
find out more
Contingent Purchase Agreement
An Irish law-governed agreement setting out terms for a purchase transaction subject to specific conditions being met, including purchase terms, conditions precedent, and completion mechanisms.
find out more
Conditional Purchase Agreement
An Irish law agreement governing the sale of assets where ownership transfer is conditional upon specific requirements, typically full payment completion.
find out more
Land Sales Agreement
An Irish law-governed agreement for the sale and purchase of land, setting out the terms, conditions, and obligations for property transfer between parties.
find out more
Dealer Purchase Agreement
An Irish law-governed agreement between a manufacturer/supplier and dealer establishing terms for product purchase and resale, including territorial rights and operational requirements.
find out more
Buying Agency Agreement
An Irish law agreement appointing an agent to source and purchase goods on behalf of a principal, setting out the terms of their commercial relationship.
find out more
Buy Tenancy Agreement
An Irish law-governed agreement combining property rental terms with a future purchase option, establishing rights and obligations for both landlord/seller and tenant/buyer.
find out more
Final Purchase Agreement
An Irish law-governed agreement that finalizes the terms and conditions of a sale transaction between parties, including all essential elements of the purchase.
find out more
Land Purchase Agreement Form
An Irish law-governed agreement for the legal transfer of land ownership between a vendor and purchaser, detailing all aspects of the property transaction.
find out more
Joint Purchase Agreement For Vehicle
An Irish law-governed agreement establishing terms for joint vehicle purchase and ownership between multiple parties, defining rights, responsibilities, and ownership shares.
find out more
Timeshare Purchase Agreement
An Irish law-governed agreement for the purchase of a timeshare interest, complying with EU consumer protection regulations and establishing rights and obligations of all parties.
find out more
Private Party Car Sale Contract
An Irish law-governed contract for the private sale of a motor vehicle between individuals, documenting vehicle details, price, and transfer terms.
find out more
Co Purchase Agreement
An Irish law agreement establishing terms and conditions for joint property purchase and ownership between multiple parties in Ireland.
find out more
Commercial Offer To Purchase
An Irish law-governed document presenting a formal offer to purchase commercial property, including key terms and conditions of the proposed transaction.
find out more
Letter Of Intent To Purchase Property
An Irish law-governed preliminary document expressing a potential buyer's intention to purchase property and outlining key proposed terms of the transaction.
find out more
Option Purchase Agreement Film
An Irish law-governed agreement granting exclusive rights to purchase film rights to a creative work within a specified period.
find out more
Forward Purchase Contract
An Irish law-governed agreement for the future purchase of specified goods or assets, detailing price, delivery terms, and payment conditions.
find out more
Simple Offer To Purchase Real Estate Form
An Irish legal document presenting a formal offer to purchase real estate, outlining key terms and conditions in compliance with Irish property law.
find out more
Employee Laptop Purchase Agreement
An Irish law-governed agreement enabling employees to purchase laptop computers from their employer with defined payment terms and conditions.
find out more
Trailer Purchase Agreement
An Irish law-governed agreement for the sale and purchase of a trailer, including terms of sale, warranties, and ownership transfer provisions.
find out more
Buyer Contract Agreement
An Irish law-governed agreement setting out terms and conditions for the purchase of goods or services, including payment, delivery, and quality requirements.
find out more
Commercial Lease With Option To Purchase
An Irish law-governed agreement combining a commercial property lease with a future purchase option, setting out terms for both leasing and potential acquisition.
find out more
Rental Purchase Agreement
An Irish law-governed agreement establishing terms for rental purchase arrangements, combining rental terms with a path to ownership through scheduled payments.
find out more
Price Purchase Agreement
An Irish law-governed agreement detailing purchase terms, price, and conditions between buyer and seller.
find out more
Prepaid Forward Purchase Agreement
An Irish law-governed agreement establishing terms for a prepaid forward purchase transaction, including payment mechanisms, delivery obligations, and regulatory compliance requirements.
find out more
Legal Real Estate Contract
An Irish law-governed contract for the sale and purchase of real estate property, establishing terms, conditions, and legal obligations for all parties involved.
find out more
Goods Purchase Agreement
An Irish law-governed agreement setting out terms and conditions for the commercial sale and purchase of goods.
find out more
Pre Purchase Agreement
An Irish law agreement setting out terms and conditions for a future property purchase, including price, deposit, and completion requirements.
find out more
Property Sales Contract Between Seller And Buyer
An Irish law-governed contract for the sale and purchase of property, establishing terms, conditions, and obligations between seller and buyer.
find out more
Vehicle Purchase Agreement
An Irish law-governed agreement documenting the sale and purchase of a vehicle, including essential terms, conditions, and ownership transfer requirements.
find out more
Medical Equipment Purchase Agreement
An Irish law-governed agreement for medical equipment purchase, compliant with EU MDR and Irish healthcare regulations.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)