1. Guarantor Provisions: Required when a guarantor is providing additional security for the credit facility

2. Insurance Requirements: Included when specific insurance coverage is required for the purchased goods

3. Special Conditions: For any non-standard terms specific to the particular credit arrangement

4. PPSA Provisions: Detailed Personal Property Securities Act provisions when relevant to the security arrangement

5. Electronic Transactions: Specific provisions for electronic execution and communications when relevant

6. Direct Debit Authority: When automatic payment arrangements are being established

1. Schedule 1 - Credit Facility Details: Detailed breakdown of credit amount, interest calculations, and payment schedule

2. Schedule 2 - Purchased Goods: Description and details of goods being purchased under the agreement

3. Schedule 3 - Fee Schedule: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Payment Schedule: Detailed repayment schedule including dates and amounts

5. Appendix A - Credit Information Statement: Mandatory information statement required under the National Credit Code

6. Appendix B - Direct Debit Request Form: Standard form for setting up direct debit payments

7. Appendix C - Guarantor Acknowledgment: Required documentation when a guarantor is involved