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1. Parties: Identification of all parties to the agreement, including full legal names and addresses
2. Background: Context of the credit transfer arrangement and the relationship between the parties
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. Credit Transfer Terms: Core terms of the credit transfer including amount, currency, and transfer mechanism
5. Payment Terms: Details of payment schedule, interest rates, and payment methods
6. Conditions Precedent: Conditions that must be satisfied before the credit transfer becomes effective
7. Representations and Warranties: Standard representations and warranties from both parties
8. Covenants: Ongoing obligations of the parties during the term of the agreement
9. Default Events: Circumstances constituting default and consequences
10. Regulatory Compliance: Compliance with relevant Australian financial regulations and reporting requirements
11. Confidentiality: Provisions regarding the confidentiality of the agreement and related information
12. Dispute Resolution: Procedures for resolving disputes between parties
13. Governing Law and Jurisdiction: Specification of Australian law as governing law and jurisdiction
14. General Provisions: Standard boilerplate clauses including notices, amendments, and severability
1. Security Arrangements: Include when the credit transfer requires specific security or collateral arrangements
2. Currency Exchange Provisions: Required when the credit transfer involves multiple currencies
3. Guarantees: Include when third-party guarantees are part of the arrangement
4. Special Purpose Vehicle Provisions: Required when the transfer involves an SPV structure
5. Tax Provisions: Detailed tax arrangements when complex tax implications exist
6. Insurance Requirements: Include when specific insurance coverage is required for the credit transfer
7. Step-In Rights: Include when lenders require the right to take control under specific circumstances
8. Electronic Transfer Provisions: Specific provisions for electronic transfer systems when applicable
1. Schedule 1 - Transfer Details: Detailed specifications of the credit transfer including amounts, dates, and account details
2. Schedule 2 - Fee Structure: Comprehensive breakdown of all fees, charges, and interest calculations
3. Schedule 3 - Security Details: Details of any security or collateral arrangements
4. Schedule 4 - Compliance Requirements: Specific regulatory compliance requirements and reporting obligations
5. Schedule 5 - Forms and Notices: Standard forms and notices to be used under the agreement
6. Appendix A - Required Documents: List of all required documents and supporting materials
7. Appendix B - Contact Details: Contact information for all relevant parties and authorized representatives
8. Appendix C - Execution Procedures: Detailed procedures for executing the credit transfer
Account Bank
Applicable Law
ASIC
Assignment Date
Australian Credit Licence
Authorised Representative
Business Day
Completion Date
Confidential Information
Credit Documentation
Credit Facility
Credit Rights
Cut-off Date
Default Event
Default Interest
Effective Date
Encumbrance
Excluded Rights
Facility Agent
Financial Indebtedness
Governmental Authority
Guarantor
Insolvency Event
Interest Period
Material Adverse Effect
Notice
Outstanding Amount
Payment Date
Permitted Encumbrance
Privacy Laws
Purchase Price
Receiving Party
Regulatory Requirements
Related Entity
Relevant Interest
Security
Security Interest
Security Trust
Security Trustee
Settlement Date
Subsidiary
Tax
Transaction Documents
Transfer Certificate
Transfer Date
Transferred Rights
Transferee
Transferor
Undertaking
Interpretation
Transfer of Credit
Consideration
Completion
Payment Terms
Security
Conditions Precedent
Representations and Warranties
Covenants
Default
Remedies
Interest
Fees and Expenses
Tax
Regulatory Compliance
Information Rights
Privacy and Data Protection
Confidentiality
Anti-Money Laundering
Assignment and Transfer
Force Majeure
Notices
Amendment
Waiver
Severability
Entire Agreement
Counterparts
Electronic Execution
Third Party Rights
Further Assurance
Governing Law
Jurisdiction
Dispute Resolution
Banking & Financial Services
Corporate Finance
Investment Banking
Commercial Banking
Asset Management
Private Equity
Insurance
Real Estate Finance
Infrastructure Finance
Trade Finance
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Finance
Credit Operations
Transaction Management
Portfolio Management
Regulatory Affairs
Chief Financial Officer
Finance Director
Treasury Manager
Credit Manager
Financial Controller
Legal Counsel
Compliance Officer
Risk Manager
Banking Relationship Manager
Corporate Finance Manager
Transaction Manager
Portfolio Manager
Debt Finance Manager
Senior Finance Associate
Credit Risk Officer
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