Affidavit Of Title Template for the United Arab Emirates

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What is a Affidavit Of Title?

An Affidavit of Title is a critical legal document in UAE property transactions, required in various situations where formal declaration of property ownership and encumbrance status is necessary. This sworn statement, regulated under UAE Civil Law and property regulations, provides assurance to potential buyers, financial institutions, and other stakeholders about the property's legal status. The document typically becomes necessary during property sales, refinancing, or when clearing title issues. It contains specific declarations about ownership rights, absence of undisclosed claims or liens, and compliance with local property laws. As a formal legal document, it must be executed before a UAE-authorized Notary Public and may be required by the Land Department or other government authorities as part of property transactions.

Reviewed by

Swetha Meenal

Legal Engineer, GenieAI

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A lawyer, legal researcher and legal tech founder, Swetha has built AI products deployed inside Tier 1 firms and enterprises. She ensures GenieAI's alignment with the latest regulation and executes testing on the legal robustness of Genie output.

Reviewed by

Imad Mohammed Nazar

Legal Engineer, GenieAI

Imad Mohammed Nazar profile photo

A Skadden-trained M&A lawyer, Imad advised on cross-border transactions and contractual risk before moving into legal AI. He reviews GenieAI's output for compliance and enforceability across our 150+ supported jurisdictions, as well as facilitating external benchmarking.

Jurisdiction

United Arab Emirates

Publisher

GenieAI

Category

Affidavit

Sector

Business

Cost

Free to use

Last updated

About the Affidavit Of Title

An Affidavit of Title is a sworn statement that formally declares your ownership of real property and confirms the absence of undisclosed liens, claims, or encumbrances. In the United Arab Emirates, this document serves as crucial evidence in property transactions, providing legal assurance to buyers, financial institutions, and government authorities about the property's clear title status.

When do you need this document?

You'll need an Affidavit of Title when selling property to demonstrate clear ownership to potential buyers and their lenders. Banks and financial institutions typically require this document before approving mortgages or refinancing arrangements to verify that the property can serve as valid collateral. The Dubai Land Department and other emirate property registration authorities may request this affidavit during title transfers or when resolving ownership disputes. You'll also need it when dealing with inherited property to establish your legal right to transfer ownership, or when clearing historical title issues that may affect future transactions.

Key legal considerations

Your affidavit must include comprehensive property identification details, including plot numbers, registration details, and exact specifications as recorded with the relevant Land Department. You must declare the method of acquisition, whether through purchase, inheritance, or gift, and provide supporting documentation references. The document should explicitly state that no undisclosed liens, mortgages, or claims exist against the property, and confirm compliance with all applicable property laws. Any pending legal proceedings or potential claims must be disclosed to avoid future legal complications. Remember that making false statements in a sworn affidavit constitutes perjury under UAE law and can result in serious legal consequences.

Legal requirements in United Arab Emirates

Under UAE Federal Law No. 4 of 2013 on Notary Public, your Affidavit of Title must be executed before a UAE-authorized Notary Public for legal validity. The document must comply with UAE Civil Code provisions regarding property ownership and transfer requirements established under Federal Law No. 5 of 1985. In Dubai, you must adhere to specific requirements under Law No. 7 of 2006 on Property Registration, which governs title documentation and registration procedures. If the affidavit requires translation, it must be completed by certified translators in accordance with UAE Federal Law No. 6 of 2012 on Organization of Translation Profession. You must provide your Emirates ID number and complete personal identification details as required by UAE identification laws. The affidavit should reference the specific property registration number and comply with the particular emirate's land registration requirements where the property is located.

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