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Pledge Agreement (Real Estate)
"I need a Real Estate Pledge Agreement to secure a PHP 10 million business loan from ABC Bank, using my commercial property in Makati City as collateral, with the pledge period starting March 1, 2025."
1. Parties: Identification of the Pledgor and Pledgee with complete details as required under Philippine law
2. Background: Context of the pledge agreement, including reference to any underlying debt or obligation being secured
3. Definitions: Definitions of key terms used throughout the agreement
4. Creation of Pledge: Express creation of the pledge and confirmation of the Pledgor's right to pledge the property
5. Description of the Pledged Property: Detailed description of the real estate property including location, boundaries, and title details
6. Secured Obligations: Description of the obligations secured by the pledge
7. Representations and Warranties: Pledgor's representations regarding ownership, authority, and status of the property
8. Covenants: Ongoing obligations of the Pledgor regarding maintenance, insurance, and use of the property
9. Rights and Obligations of the Pledgee: Powers and responsibilities of the Pledgee regarding the pledged property
10. Events of Default: Circumstances constituting default under the agreement
11. Enforcement: Rights and remedies of the Pledgee upon default
12. Term and Termination: Duration of the pledge and conditions for termination
13. Notices: Process for giving notices under the agreement
14. Governing Law: Confirmation of Philippine law as governing law
15. Dispute Resolution: Mechanisms for resolving disputes
16. Miscellaneous: Standard boilerplate provisions including severability, entire agreement, etc.
1. Insurance: Detailed insurance requirements if not covered in Covenants section - used when specific insurance requirements are extensive
2. Tax Provisions: Specific provisions regarding real estate taxes and other applicable taxes - used when tax matters are complex or require detailed treatment
3. Property Management: Detailed provisions regarding management of the property during the pledge period - used when the property requires active management
4. Environmental Matters: Environmental representations and obligations - used when the property has potential environmental concerns
5. Further Assurances: Additional actions required to perfect the pledge - used when registration or other formal requirements are complex
6. Co-Pledgors: Additional provisions for multiple pledgors - used when property is jointly owned
1. Property Description Schedule: Detailed technical description of the property including lot number, boundaries, and technical specifications
2. Title Documents: Copies of property title and other ownership documents
3. Outstanding Liens Schedule: List of any existing liens or encumbrances on the property
4. Insurance Certificates: Copies of required insurance policies
5. Form of Notice: Template for notices required under the agreement
6. Property Photographs: Recent photographs documenting the condition of the property
7. Power of Attorney: Form of power of attorney for enforcement purposes
Authors
Applicable Law
Business Day
Certificates of Title
Closing Date
Collateral
Default Interest
Default Notice
Encumbrance
Enforcement Event
Event of Default
Governmental Authority
Improvements
Indebtedness
Insurance Policies
Interest Rate
Lien
Loan Agreement
Material Adverse Effect
Maturity Date
Mortgage
Obligations
Parties
Permitted Encumbrances
PHP
Pledge
Pledged Property
Pledgee
Pledgor
Property
Property Documents
Real Estate
Registry of Deeds
Secured Obligations
Security
Security Interest
Tax
Term
Transfer Certificate of Title
Underlying Agreement
Definitions
Grant of Security Interest
Property Description
Title and Ownership
Secured Obligations
Representations and Warranties
Covenants
Property Maintenance
Insurance
Registration
Default
Enforcement
Remedies
Assignment
Further Assurance
Taxes and Expenses
Indemnification
Force Majeure
Notice
Amendment
Severability
Entire Agreement
Governing Law
Dispute Resolution
Confidentiality
Term and Termination
Waiver
Counterparts
Authority
Environmental
Compliance with Laws
Property Access
Recording and Registration
Survival
Third Party Rights
Banking & Financial Services
Real Estate Development
Construction
Property Management
Legal Services
Insurance
Investment & Asset Management
Corporate Finance
Agriculture (for agricultural land)
Hospitality & Tourism
Industrial & Manufacturing
Legal
Real Estate
Finance
Risk Management
Compliance
Credit
Corporate Secretarial
Commercial Banking
Property Management
Contract Administration
Legal Counsel
Corporate Lawyer
Real Estate Attorney
Loan Officer
Credit Risk Manager
Property Manager
Real Estate Manager
Compliance Officer
Due Diligence Officer
Commercial Banking Officer
Real Estate Developer
Finance Director
Chief Legal Officer
Property Assessor
Mortgage Officer
Real Estate Broker
Contract Administrator
Find the exact document you need
Intercreditor Agreement (Real Estate)
Belgian law intercreditor agreement establishing creditor priorities and rights in real estate financing, compliant with Belgian property and security regulations.
Pledge Agreement (Real Estate)
A Philippine law-governed security agreement where real property is pledged as collateral to secure a debt or obligation.
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