1. Trade-In Details: Used when there is a trade-in vehicle as part of the transaction, including description and value

2. Co-Signer Agreement: Required when there is a co-signer guaranteeing the payments

3. Early Payment Provisions: Details about early payment options and any associated penalties or benefits

4. Gap Insurance: Terms regarding optional gap insurance coverage

5. Extended Warranty: Terms of any extended warranty or service contract options

6. Arbitration Agreement: Optional clause for resolving disputes through arbitration rather than courts

7. Assignment: Terms allowing the lender to assign or sell the contract to another party

1. Schedule A - Payment Schedule: Detailed amortization schedule showing all payments, including principal and interest breakdown

2. Schedule B - Vehicle Condition Report: Detailed inspection report of the vehicle's condition at time of sale

3. Schedule C - Insurance Requirements: Detailed specifications of required insurance coverage

4. Appendix 1 - Vehicle Documentation: Copies of vehicle title, registration, and other relevant documents

5. Appendix 2 - Disclosure Statements: Federal and state-required disclosure statements

6. Appendix 3 - Warranty Information: Manufacturer's warranty and any extended warranty documentation