Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law that requires lenders, mortgage brokers, and servicers to provide borrowers with pertinent and timely disclosures regarding the nature and costs of real estate settlement processes

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real estate interests

State Property Laws: State-specific laws governing property rights, transfers, and obligations within the particular state's jurisdiction

State Real Estate Licensing Laws: State-specific regulations governing the licensing and conduct of real estate professionals

State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and other material facts that must be provided to buyers

State Recording Requirements: State-specific rules for recording real estate documents with appropriate government offices

Statute of Frauds: Common law principle requiring real estate contracts to be in writing to be enforceable

Contract Formation Elements: Legal requirements for valid contract formation including offer, acceptance, and consideration

Legal Capacity: Requirements regarding the legal ability of parties to enter into binding contracts

Zoning Laws: Local regulations governing property use and development restrictions

Title Requirements: Legal requirements for establishing and transferring clear title to real property

Environmental Regulations: Federal and state laws governing environmental protection and disclosure of environmental hazards

HOA Rules: Homeowners Association regulations and restrictions that may affect property use and transfer

Property Tax Regulations: Local and state rules governing property tax assessment, payment, and transfers