State-Specific Real Property Laws: Real property laws that vary by state, including recording requirements, foreclosure procedures, and lien priority rules specific to each state's jurisdiction

Truth in Lending Act (TILA): Federal law requiring lenders to provide standardized disclosures about credit terms and costs, including specific requirements for mortgage transactions

Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring specific disclosures and prohibiting certain practices in real estate transactions

Home Ownership and Equity Protection Act (HOEPA): Federal law providing additional disclosure requirements and restrictions for high-cost mortgage loans

Equal Credit Opportunity Act (ECOA): Federal law prohibiting discrimination in lending practices based on race, color, religion, national origin, sex, marital status, age, or source of income

Fair Housing Act: Federal law prohibiting discrimination in housing-related transactions, including mortgage lending

Uniform Commercial Code Article 9: Governs secured transactions and provides rules for creation, perfection, and priority of security interests in personal property

Local Recording Requirements: County-specific requirements for recording deeds, including format specifications, notarization requirements, and filing fees

Bankruptcy Code Provisions: Federal laws governing treatment of secured claims, automatic stay provisions, and lien priority rules in bankruptcy proceedings

Lien Priority Rules: Legal principles determining the order of priority among multiple liens on the same property, particularly important for second lien positions