HIPAA: Health Insurance Portability and Accountability Act - Federal law governing privacy and security of medical information and patient data protection requirements

FDCPA: Fair Debt Collection Practices Act - Federal law regulating the conduct of debt collectors and protecting consumers from abusive collection practices

TILA: Truth in Lending Act - Federal law requiring clear disclosure of lending terms and conditions, including any financing arrangements in medical payments

FCRA: Fair Credit Reporting Act - Federal law governing the collection, dissemination, and use of consumer credit information, including medical debt reporting

ACA: Patient Protection and Affordable Care Act - Federal law establishing healthcare requirements, including billing and insurance coverage standards

State Healthcare Billing Regulations: State-specific laws governing healthcare billing practices, varying by jurisdiction

State Consumer Protection Laws: State-level laws protecting consumers from unfair practices in healthcare billing and collections

State Debt Collection Laws: State-specific regulations on debt collection practices, often more stringent than federal requirements

State Medical Billing Requirements: Specific state mandates for medical billing procedures, formats, and disclosures

State Usury Laws: State laws regulating maximum interest rates and finance charges that can be applied to medical payment plans

CMS Guidelines: Centers for Medicare & Medicaid Services guidelines governing billing practices and payment procedures

Clear Language Requirements: Legal requirements for using clear, understandable language in consumer agreements

Disclosure Requirements: Mandatory disclosures of terms, conditions, and patient rights in medical payment agreements

Medical Practice Act Requirements: State-specific regulations governing medical practices, including billing and collection procedures

Healthcare Facility Licensing Requirements: Licensing requirements that may impact billing and payment collection procedures for healthcare facilities