Federal Laws: Primary federal legislation including Truth in Lending Act (TILA), Fair Housing Act, Equal Credit Opportunity Act, and Real Estate Settlement Procedures Act (RESPA)

State Property Laws: State-specific regulations governing property ownership, transfer, and real estate transactions

State Landlord-Tenant Laws: Laws governing the relationship between landlord and tenant, including rights, responsibilities, and obligations during the lease period

State Contract Laws: General contract principles and requirements specific to the state where the property is located

State Real Estate Laws: Specific regulations governing real estate transactions, disclosures, and licensing requirements in the applicable state

State Lease-Option Regulations: Specific rules governing lease-to-own arrangements in the applicable state

State Consumer Protection Laws: Laws designed to protect consumers in real estate transactions and prevent unfair practices

Local Zoning Laws: Municipal regulations governing property use, restrictions, and development

Local Housing Codes: Municipal requirements for property maintenance, safety, and habitability standards

Option Terms: Essential elements including option period, option fee, purchase price, and rent credit calculations

Property Details: Specific information about the property including legal description, condition, maintenance responsibilities, and insurance requirements

Financial Terms: All monetary aspects including monthly rent payments, down payment/option fee, purchase price, credit applications, and property taxes

Default and Remedies: Provisions covering default scenarios, cure periods, termination rights, and dispute resolution procedures

Local Property Registration: Municipal requirements for registering lease-to-own arrangements and property ownership transfers