Fair Housing Act: Federal law prohibiting discrimination in housing transactions, including rental agreements and their associated documents

Fair Credit Reporting Act: Federal legislation governing the collection, dissemination, and use of consumer credit information, relevant for credit checks of both tenants and cosigners

Equal Credit Opportunity Act: Federal law that prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance program participation

State Landlord-Tenant Laws: State-specific laws governing the relationship between landlords and tenants, including rights, obligations, and remedies available to all parties

State Property Laws: State-specific regulations governing real property rights, transfers, and obligations

State Contract Laws: State-specific laws governing contract formation, enforcement, and remedies

State Security Deposit Laws: State-specific regulations regarding the collection, holding, and return of security deposits

Statute of Frauds: Legal requirement that certain contracts, including those involving real estate, must be in writing to be enforceable

Joint and Several Liability Provisions: Legal concept determining how responsibility is shared between multiple parties (tenant and cosigner) for the lease obligations

Consumer Protection Laws: Federal and state laws designed to protect consumers in financial transactions, including lease agreements

Capacity to Contract Requirements: Legal requirements regarding who can enter into binding contracts, including age and mental capacity considerations

Default and Remedy Provisions: Legal framework governing what constitutes default and available remedies for all parties

Notice Requirements: Legal requirements for how and when notices must be provided to various parties under the lease and cosigner agreement

Cosigner Rights and Obligations: State-specific laws governing the rights and responsibilities of lease cosigners