Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures to borrowers about real estate transactions and settlement services

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific laws governing real property ownership, transfer, and rights

State Real Estate Transfer Laws: State-specific requirements for transferring real property, including deed requirements and transfer taxes

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts

State Recording Statutes: State laws governing the recording of real estate documents and establishing priority of interests

State Contract Laws: State-specific requirements for valid contracts, including statute of frauds and other formalities

Local Zoning Laws: Municipal regulations controlling land use, building specifications, and property development

HOA Rules: Homeowners Association regulations affecting property use, maintenance, and transfer

Property Tax Regulations: Local and state rules governing property taxation and assessment

Environmental Regulations: Federal and state environmental protection laws affecting real estate transactions

Building Codes and Permits: Local construction and renovation requirements affecting property condition and improvements

Property Description Requirements: Legal requirements for accurately describing the property being sold, including boundaries and improvements

Purchase Terms Requirements: Legal requirements for specifying price, payment terms, and financing arrangements

Title Requirements: Legal standards for marketable title and title insurance requirements

Contingency Provisions: Legal framework for conditions that must be met before the sale becomes final, such as financing and inspection requirements

Closing Cost Regulations: Rules governing the allocation and disclosure of transaction costs between buyer and seller