The Co-Signer Addendum Rental Agreement is commonly used when a potential tenant cannot qualify for a rental property on their own, often due to insufficient income, limited credit history, or other financial factors. This situation is particularly common in student housing, first-time renters, or individuals with limited rental history. The document outlines the co-signer's obligations, including their agreement to pay rent and other charges if the primary tenant fails to do so. Under U.S. law, this agreement creates a legally binding commitment that typically remains in effect for the entire lease term.
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1. Parties: Identifies all parties: landlord, tenant, and co-signer
2. Background: Explains the context of the original lease and need for co-signer
3. Definitions: Defines key terms used in the document
4. Co-Signer Obligations: Details the specific financial and legal responsibilities of the co-signer
5. Term: Duration of co-signer's responsibility
6. Default Provisions: Consequences and procedures in case of default
7. Signatures: Execution block for all parties
1. Credit Check Authorization: Permission to run credit check on co-signer, used when landlord requires credit verification
2. Release Provisions: Terms under which co-signer may be released from obligations, used when early termination might be permitted
3. Notice Requirements: Specific procedures for notifications, used when communication procedures need to be formalized
1. Original Lease Agreement: Copy of the primary lease being guaranteed
2. Co-Signer Financial Statement: Financial information provided by co-signer
3. Payment Schedule: Details of rent payment dates and amounts
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