RESPA: Real Estate Settlement Procedures Act - Federal law governing real estate transactions, settlement processes, and required disclosures

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

ADA: Americans with Disabilities Act - Federal law ensuring equal access and preventing discrimination against individuals with disabilities

TILA: Truth in Lending Act - Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

ECOA: Equal Credit Opportunity Act - Federal law prohibiting discrimination in credit transactions, including real estate financing

State Licensing Laws: State-specific requirements governing real estate agent and broker licensing, continuing education, and professional conduct

Agency Disclosure Requirements: State-mandated rules requiring disclosure of agency relationships between brokers/agents and their clients

State Broker Regulations: State-specific rules governing broker responsibilities, trust account management, and transaction handling

State Contract Laws: State-specific requirements for valid contracts, including essential elements, enforceability, and remedies

State Consumer Protection Laws: State-specific regulations protecting consumers in real estate transactions from unfair or deceptive practices

NAR Code of Ethics: Professional standards and ethical requirements established by the National Association of REALTORSยฎ for member conduct

Commission Rules: State real estate commission regulations governing professional practice, complaints, and disciplinary actions

Local Board Requirements: Specific rules and requirements established by local real estate boards for member agents and brokers

Agency Relationship Documentation: Required documentation defining the scope of representation, duties, and responsibilities between agent and buyer

Compensation Structure: Terms and conditions regarding broker compensation, including commission rates and payment timing

Termination Rights: Conditions and procedures for terminating the buyer representation agreement by either party

Dispute Resolution: Procedures and mechanisms for resolving disputes between parties, including mediation or arbitration requirements

Standardized Forms: State-approved or required contract forms and templates for buyer representation agreements

Mandatory Disclosures: Required state and federal disclosures regarding property condition, agency relationships, and transaction details