Truth in Lending Act (TILA): Federal law that requires clear disclosure of lending terms and costs to protect consumers in credit transactions

Equal Credit Opportunity Act (ECOA): Federal law that prohibits discrimination in lending based on race, color, religion, national origin, sex, marital status, age, or public assistance participation

Fair Credit Reporting Act (FCRA): Federal law governing the collection, dissemination, and use of consumer credit information

Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering

Securities Exchange Act: Federal law governing securities trading and requiring specific disclosures for publicly traded companies

State Banking Regulations: State-specific laws governing banking operations, lending practices, and financial institutions within the state

State Corporate Laws: State-specific laws governing corporate operations, board authority, and corporate decision-making

State Usury Laws: State-specific laws setting maximum interest rates and regulating lending practices

State Secured Transaction Laws: State-specific laws governing transactions secured by collateral

Articles of Incorporation: Company's founding document that outlines basic corporate structure and governance requirements

Corporate Bylaws: Internal rules governing company operations and board procedures

Federal Reserve Regulations: Banking regulations issued by the Federal Reserve System affecting lending practices and bank operations

FDIC Regulations: Regulations issued by the Federal Deposit Insurance Corporation governing bank operations and safety

OCC Regulations: Regulations issued by the Office of the Comptroller of the Currency governing national banks

Sarbanes-Oxley Act: Federal law establishing enhanced corporate governance and financial disclosure requirements for public companies

UCC Article 9: Uniform Commercial Code Article governing secured transactions and rights of creditors in collateral