Uniform Commercial Code (UCC) Article 5: Federal legislation governing letters of credit and bank guarantees, providing framework for their issuance and enforcement

Federal Reserve Act and Regulations: Core federal banking laws that establish the structure of the Federal Reserve System and regulate banking operations

Banking Act of 1933 (Glass-Steagall Act): Historical legislation and its modifications that separate commercial and investment banking activities

Dodd-Frank Wall Street Reform: Comprehensive financial reform legislation that includes consumer protection measures and banking regulations

Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and standardized information about credit and loan terms

State Banking Regulations: State-specific laws and regulations governing banking operations within individual states

State UCC Implementations: State-specific versions and interpretations of the Uniform Commercial Code

State Consumer Protection Laws: State-level laws designed to protect consumers in banking and financial transactions

FDIC Regulations: Federal Deposit Insurance Corporation rules governing bank operations and deposit insurance

OCC Guidelines: Office of the Comptroller of the Currency guidelines for national banks and federal savings associations

CFPB Requirements: Consumer Financial Protection Bureau regulations protecting consumers in financial transactions

Bank Secrecy Act: Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering

Anti-Money Laundering Regulations: Requirements for banks to maintain programs to detect and report suspicious activity

Know Your Customer Requirements: Due diligence regulations requiring banks to verify the identity of their clients and assess their risk factors

Fair Credit Reporting Act: Federal law regulating the collection and use of consumer credit information