Employment Act (Chapter 91): Primary legislation governing employer-employee relationships in Singapore. Relevant for ensuring loan agreement complies with employment rights and salary deduction provisions for loan repayment through payroll.

Moneylenders Act (Chapter 188): While employer loans typically don't fall under this Act, it provides guidance on interest rate restrictions and fair lending practices to avoid employer being classified as a moneylender.

Income Tax Act: Governs tax implications of employee loans, including treatment of interest-free loans, below-market-rate loans, loan forgiveness as taxable benefits, and interest payment deductibility.

Contract Law (Chapter 53): Establishes general principles of contract formation, enforcement, consideration requirements, and ensures terms are clear and enforceable under Singapore law.

Personal Data Protection Act 2012: Regulates the collection, use, and protection of employee's personal and financial information, including consent requirements for data handling.

Companies Act (Chapter 50): Relevant for corporate employers, covering corporate lending restrictions and directors' duties in approving employee loans.

Banking Act (Chapter 19): Ensures loan arrangements don't constitute unauthorized banking activity under Singapore regulations.

MOM Guidelines: Ministry of Manpower guidelines affecting employer-employee financial arrangements and workplace practices.

CPF Considerations: Central Provident Fund implications where loan repayment might affect mandatory contributions.

Bankruptcy Act: Provisions governing situations of loan default and bankruptcy proceedings that may affect loan recovery.