Banking Act (Cap. 19): Primary legislation governing banking institutions in Singapore, including key provisions on banking secrecy (Section 47) and banking operations
Moneylenders Act (Cap. 188): Regulates moneylending activities and provides consumer protection measures for borrowers in Singapore
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects consumers' interests in financial transactions including loan agreements
Contracts Act (Cap. 53): Fundamental legislation governing contract formation, validity, and enforceability in Singapore
Civil Law Act (Cap. 43): Contains provisions relating to civil law matters including contractual obligations and remedies
MAS Notice 635: Monetary Authority of Singapore guidelines on loan documentation and disclosure requirements
MAS Notice 645: Regulatory requirements for credit risk management by financial institutions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in loan documentation and processing
ABS Guidelines: Association of Banks in Singapore guidelines for industry best practices in loan forbearance
Credit Bureau Singapore Requirements: Reporting requirements and standards for credit information relating to loan forbearance
Fair Dealing Guidelines: MAS guidelines ensuring financial institutions deal fairly with consumers in loan restructuring
Banking Secrecy Provisions: Specific requirements under Banking Act Section 47 for protecting customer information in loan documentation
Interest Rate Regulations: Rules governing maximum interest rates and computation methods in loan agreements
Doctrine of Forbearance: Legal principle regarding the temporary postponement of loan enforcement rights by the creditor
Securities and Collateral Rules: Regulations governing the treatment and documentation of securities and collateral in loan forbearance
