Banking Act (Cap. 19): Primary legislation governing banking institutions and their operations in Singapore, including lending activities and banking regulations

Moneylenders Act (Cap. 188): Regulates money lending activities and provides framework for interest rate caps and lending practices

Securities and Futures Act (Cap. 289): Relevant for bridge loans involving securities or when the loan is secured by financial instruments

Companies Act (Cap. 50): Governs corporate borrowing, registration of charges, and corporate governance requirements for loan transactions

Contract Law (Miscellaneous Provisions) Act: Provides general framework for contract formation and enforcement in Singapore

Civil Law Act (Cap. 43): Contains provisions relating to civil law matters including contract law principles and interest rate regulations

MAS Guidelines: Regulatory guidelines issued by Monetary Authority of Singapore governing lending practices and banking operations

MAS Notice 635: Specific notice relating to banking arrangements and lending practices in Singapore

MAS Notice 831: Regulations concerning banking operations and risk management in lending activities

TDSR Framework: Total Debt Servicing Ratio framework that limits the amount borrowers can spend on debt repayments

LTV Limits: Loan-to-Value limits that regulate the maximum amount that can be borrowed relative to the asset value

Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading in loan agreements

Unfair Contract Terms Act: Regulates unfair terms in contracts and provides protection against unreasonable contract provisions

Stamp Duties Act: Governs the payment of stamp duties on loan documents and security instruments

Anti-Money Laundering Regulations: Compliance requirements for preventing money laundering in lending transactions