Banking Act (Cap. 19): Primary legislation governing banking institutions and their lending activities in Singapore

Moneylenders Act (Cap. 188): Regulates moneylending businesses and sets requirements for loan documentation and interest rate caps

Civil Law Act (Cap. 43): Provides the fundamental framework for civil law matters including contract formation and enforcement

Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements

Moneylenders Rules: Subsidiary legislation detailing specific requirements for interest rates and lending practices

Securities and Futures Act: Governs securities-based lending and collateral arrangements in financial transactions

Conveyancing and Law of Property Act: Relevant when loan agreements involve property as security or collateral

Stamp Duties Act: Determines stamp duty obligations for loan documentation and related instruments

Electronic Transactions Act: Governs the validity of electronic signatures and digital documentation in loan agreements

Unfair Contract Terms Act: Regulates the use and enforceability of unfair terms in contracts, including loan agreements

Rules of Court: Procedural rules governing the enforcement of loan agreements through the court system

Bankruptcy Act: Relevant for understanding creditor rights and debtor obligations in case of default

Insolvency, Restructuring and Dissolution Act 2018: Governs insolvency proceedings and debt restructuring options

Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in loan documentation

MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore affecting lending practices