Cohabitation Agreement Template for Singapore

A Cohabitation Agreement is a legal contract between unmarried partners who live together in Singapore, spelling out their rights and responsibilities during their shared living arrangement. It covers key aspects like property ownership, financial obligations, and how to handle shared assets if the relationship ends.

Under Singapore law, these agreements help protect both partners since unmarried couples don't have the same legal rights as married ones. While not as common as in Western countries, these contracts are gaining popularity among young professionals and elderly partners who choose to live together without marriage, especially for managing joint property purchases and shared financial commitments.

Create a Cohabitation Agreement before moving in together, especially when buying property jointly or sharing significant financial responsibilities in Singapore. This agreement becomes essential when unmarried couples plan to combine assets, share mortgage payments, or make substantial joint purchases.

It's particularly important for couples who want clear financial boundaries, those buying private property under the Joint Singles Scheme, or partners contributing unequal amounts to shared expenses. Getting this agreement in place early helps prevent disputes about money, property division, and household responsibilities - and provides crucial protection if the relationship ends.

• Cohabitation Prenuptial Agreement: Comprehensive agreement focusing on asset protection and financial arrangements before moving in together, especially suitable for couples with significant pre-existing assets or business interests
• Prenuptial Agreement For Unmarried Couples: Simpler version emphasizing day-to-day living arrangements and basic property division, ideal for young couples or those with straightforward financial situations who want basic protections

• Unmarried Couples: Primary parties who create and sign the Cohabitation Agreement to protect their interests when living together, especially those buying property or sharing significant assets
• Family Lawyers: Draft and review agreements to ensure legal compliance and fair terms for both parties
• Property Agents: Often recommend these agreements when helping unmarried couples purchase property under joint ownership schemes
• Financial Advisors: Guide clients on financial terms and asset protection strategies within the agreement
• Mediators: Help resolve disputes using the agreement's terms if relationship issues arise

• Property Details: List all jointly owned assets, including property addresses, ownership percentages, and purchase documents
• Financial Information: Gather records of savings, investments, debts, and monthly contribution plans for shared expenses
• Living Arrangements: Document responsibilities for household duties, bill payments, and maintenance costs
• Future Planning: Outline agreed terms for property division and financial settlements if the relationship ends
• Legal Requirements: Use our platform to generate a compliant agreement that includes all mandatory elements under Singapore law
• Documentation: Collect identity documents and proof of address for both parties

• Party Details: Full legal names, identification numbers, and current addresses of both partners
• Property Rights: Clear statements about ownership shares, contribution arrangements, and property management
• Financial Terms: Detailed breakdown of shared expenses, savings plans, and debt responsibilities
• Separation Provisions: Specific procedures for asset division and financial settlement if cohabitation ends
• Dispute Resolution: Agreed method for resolving disagreements, typically through mediation first
• Execution Requirements: Signature blocks, witness details, and dated acknowledgments
• Governing Law: Explicit statement that Singapore law governs the agreement

A Cohabitation Agreement differs significantly from an Accountability Agreement in both purpose and legal implications under Singapore law. While both documents establish responsibilities between parties, their applications are quite different.

• Legal Status: Cohabitation Agreements specifically protect unmarried couples' rights and assets, while Accountability Agreements focus on business or professional relationships
• Scope of Coverage: Cohabitation Agreements deal with shared living arrangements, property division, and domestic finances, whereas Accountability Agreements outline professional duties and performance metrics
• Duration: Cohabitation Agreements typically last until relationship termination or marriage, while Accountability Agreements often have fixed terms with renewal options
• Enforcement Method: Cohabitation Agreements are usually enforced through civil courts or mediation, while Accountability Agreements commonly use internal dispute resolution mechanisms