1. Islamic Banking Compliance: Required when settlement involves Islamic banking products or principles, ensuring compliance with Shariah principles

2. Security Provisions: Include when additional security or collateral is being provided as part of the settlement

3. Guarantee: Required when a third-party guarantor is involved in the settlement

4. Tax Implications: Include when there are significant tax consequences of the settlement that need to be addressed

5. Confidentiality: Optional section for maintaining confidentiality of settlement terms

6. Asset Transfer: Include when settlement involves transfer of assets instead of or in addition to monetary payment

7. Insurance Requirements: Include when specific insurance needs to be maintained during the settlement period

1. Schedule 1 - Original Debt Details: Details of the original debt including date, amount, interest, and previous payments

2. Schedule 2 - Payment Schedule: Detailed payment plan including dates, amounts, and payment methods

3. Schedule 3 - Security Details: Description of any security or collateral provided, including valuation

4. Schedule 4 - Settlement Calculation: Detailed calculation showing how the settlement amount was determined

5. Appendix A - Required Documents: List of documents required from the debtor as part of the settlement

6. Appendix B - Bank Account Details: Banking details for making settlement payments