1. Security: Required when the loan is secured against assets, detailing the security arrangement and enforcement rights

2. Guarantor Provisions: Include when a guarantor is providing additional security for the loan

3. Early Repayment: Details early repayment options and any associated fees or calculations when early repayment is permitted

4. Insurance Requirements: Include when specific insurance coverage is required for secured assets or the borrower

5. Joint and Several Liability: Required when there are multiple borrowers who are jointly liable for the debt

6. Debt Collection Process: Detailed procedures for debt collection when this needs to be specifically outlined

7. Financial Covenants: Include for business loans or when specific financial requirements must be maintained

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts, dates, and amortization schedule

2. Schedule 2 - Fee Schedule: Comprehensive list of all fees and charges applicable to the loan

3. Schedule 3 - Security Details: Detailed description of any security provided, including asset specifications and valuations

4. Appendix A - Disclosure Statement: Mandatory disclosure statement complying with CCCFA requirements

5. Appendix B - Direct Debit Authority: Form for setting up automatic payments if applicable

6. Appendix C - Guarantor Acknowledgment: Required documentation for guarantor acknowledgments and obligations if applicable