The Contract For Repayment Of Money is a fundamental legal document used in New Zealand when one party agrees to repay a sum of money to another party. This document is essential in various contexts, from personal loans to business financing, and must comply with New Zealand's financial and consumer protection laws, including the Credit Contracts and Consumer Finance Act 2003. It is typically used when formalizing loan arrangements, documenting debt acknowledgments, or restructuring existing payment obligations. The contract includes crucial details such as the principal amount, interest rates, payment terms, security arrangements (if any), and default provisions. This document type is particularly important in protecting both lender and borrower interests while ensuring the arrangement is legally enforceable under New Zealand jurisdiction.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identifies and defines the Lender and Borrower with full legal names and addresses
2. Background: Outlines the context of the loan and acknowledgment of the debt
3. Definitions: Defines key terms used throughout the agreement
4. Loan Amount and Interest: Specifies the principal amount, interest rate, and total amount to be repaid
5. Repayment Terms: Details the repayment schedule, payment amounts, and payment methods
6. Default and Consequences: Defines what constitutes default and the consequences thereof
7. Representations and Warranties: Statements of fact and promises made by the Borrower regarding their ability to repay
8. Notices: Specifies how formal communications between parties should be made
9. General Provisions: Standard contract clauses including governing law, amendment process, and severability
1. Security: Include when the loan is secured against specific assets
2. Guarantor Provisions: Include when a third party is guaranteeing the loan
3. Early Repayment: Include when early repayment is allowed and any associated terms
4. Insurance Requirements: Include when insurance of assets or life insurance is required
5. Assignment and Transfer: Include when either party may need to transfer their rights
6. Debt Collection: Include specific provisions about debt collection processes
7. Dispute Resolution: Include specific dispute resolution procedures beyond court proceedings
1. Schedule 1 - Payment Schedule: Detailed breakdown of payment dates and amounts
2. Schedule 2 - Security Details: Description of any assets provided as security
3. Schedule 3 - Special Conditions: Any special or unique terms specific to this agreement
4. Appendix A - Direct Debit Authority: Direct debit setup form if applicable
5. Appendix B - Guarantor Details: Full details of any guarantors if applicable
Relevant legal definitions
Agreement
Applicable Law
Business Day
Borrower
Default Event
Default Interest Rate
Due Date
Effective Date
Enforcement Expenses
Final Payment Date
GST
Guarantor
Interest Rate
Late Payment Fee
Lender
Loan Amount
Outstanding Balance
Payment Date
Payment Schedule
Permitted Purpose
Principal Sum
Repayment Amount
Repayment Schedule
Security
Security Interest
Special Conditions
Term
Total Amount Payable
Working Day
Applicable Law
Business Day
Borrower
Default Event
Default Interest Rate
Due Date
Effective Date
Enforcement Expenses
Final Payment Date
GST
Guarantor
Interest Rate
Late Payment Fee
Lender
Loan Amount
Outstanding Balance
Payment Date
Payment Schedule
Permitted Purpose
Principal Sum
Repayment Amount
Repayment Schedule
Security
Security Interest
Special Conditions
Term
Total Amount Payable
Working Day
Clauses
Loan Amount
Interest Rate
Repayment Terms
Default
Security
Representations and Warranties
Conditions Precedent
Payment Mechanics
Early Repayment
Events of Default
Enforcement
Assignment
Notices
Costs and Expenses
Indemnification
Guarantees
Amendment
Governing Law
Dispute Resolution
Severability
Force Majeure
Entire Agreement
Further Assurance
Confidentiality
Third Party Rights
Execution
Counterparts
Interest Rate
Repayment Terms
Default
Security
Representations and Warranties
Conditions Precedent
Payment Mechanics
Early Repayment
Events of Default
Enforcement
Assignment
Notices
Costs and Expenses
Indemnification
Guarantees
Amendment
Governing Law
Dispute Resolution
Severability
Force Majeure
Entire Agreement
Further Assurance
Confidentiality
Third Party Rights
Execution
Counterparts
Relevant Industries
Financial Services
Banking
Legal Services
Real Estate
Small Business
Corporate
Private Lending
Retail
Construction
Professional Services
Agriculture
Manufacturing
Relevant Teams
Legal
Finance
Credit Control
Risk Management
Compliance
Treasury
Debt Collection
Commercial
Operations
Administration
Relevant Roles
Financial Manager
Legal Counsel
Credit Manager
Loan Officer
Collections Manager
Risk Assessment Officer
Compliance Officer
Account Manager
Chief Financial Officer
Treasury Manager
Debt Recovery Specialist
Contract Administrator
Business Development Manager
Financial Controller
Legal Administrator
Find the exact document you need
Royalty Payment Agreement
A New Zealand-governed agreement establishing terms for royalty payments between rights holders and commercial users, including payment terms and compliance requirements.
find out more
Payment Plan Agreement For Vehicle
A New Zealand-compliant agreement establishing terms for vehicle purchase through installment payments, including security interests and payment schedules.
find out more
Private Car Loan Contract
A New Zealand-compliant private car loan agreement establishing terms for vehicle financing under NZ consumer credit laws.
find out more
Employee Payment Agreement
A New Zealand-compliant agreement establishing payment terms and conditions between employer and employee, including salary, deductions, and leave payments.
find out more
Contract Agreement Payment Terms
A New Zealand law-governed agreement establishing payment terms and obligations between contracting parties, including payment schedules, methods, and dispute resolution procedures.
find out more
Agreement To Pay Contract
A New Zealand law-governed agreement that establishes legally binding payment obligations between parties, including payment terms, conditions, and enforcement mechanisms.
find out more
Artist Royalty Agreement
A New Zealand-governed agreement establishing royalty payment terms between artists and commercial entities for creative works exploitation.
find out more
Tenant Payment Agreement
A New Zealand-compliant agreement establishing payment terms and schedules between landlords and tenants for outstanding property-related payments.
find out more
Rent Arrears Agreement Letter
A formal New Zealand legal document outlining rent arrears details and payment arrangements between landlord and tenant, compliant with NZ tenancy laws.
find out more
Rent Payment Agreement Form
A New Zealand-compliant legal agreement establishing rent payment terms and conditions between landlords and tenants.
find out more
Final Payment Contract
A New Zealand-compliant contract that documents final payment terms, work completion, and mutual releases between contracting parties.
find out more
Written Agreement For Payment
A New Zealand-compliant legal document that establishes and enforces structured payment obligations between parties.
find out more
Personal Payment Agreement
A New Zealand-compliant agreement that establishes and governs payment obligations between parties, setting out payment terms, schedules, and obligations.
find out more
Interim Payment Agreement
A New Zealand law-compliant agreement establishing terms for interim or progress payments between parties, including payment schedules and claim procedures.
find out more
Agreement For Partial Payment
A New Zealand-compliant legal agreement establishing terms for partial payment or scheduled repayment of an outstanding debt.
find out more
Contract For Taking Over Payments On A Vehicle
A New Zealand-compliant agreement for transferring vehicle payment obligations from an existing borrower to a new party, including vehicle details and payment terms.
find out more
Contract For Payment Of Services
A New Zealand-governed agreement establishing terms for service provision and payment between service provider and client.
find out more
Debt Release Agreement
A New Zealand-compliant agreement that formally releases a debtor from specified debt obligations, including associated security interests and guarantees.
find out more
Simple Royalty Agreement
A New Zealand-governed agreement establishing terms for licensing intellectual property or assets in exchange for royalty payments.
find out more
Fee Payment Agreement
A New Zealand-governed agreement that establishes terms and conditions for recurring fee payments, including payment schedules, methods, and obligations.
find out more
Advance Payment Agreement Letter
A New Zealand-compliant letter agreement setting out terms and conditions for advance payments, including payment terms and security arrangements.
find out more
Employee Repayment Agreement
A New Zealand-compliant agreement establishing terms for employee repayment of training, education, or equipment costs to their employer.
find out more
Contract For Repayment Of Money
A New Zealand law-governed agreement establishing terms and conditions for money repayment between parties, including loan amount, interest, and repayment schedule.
find out more
Simple Car Loan Agreement
A New Zealand-compliant agreement for vehicle financing that establishes loan terms, security interests, and obligations between lender and borrower.
find out more
Personal Loan Repayment Agreement
A New Zealand-compliant agreement setting out terms and conditions for personal loan repayment, including loan amount, interest rates, and repayment schedule.
find out more
Payment Plan Letter To Debtor
A formal letter outlining agreed debt repayment terms and conditions, compliant with New Zealand debt collection and consumer protection laws.
find out more
Pay Off Agreement
A New Zealand-compliant legal document that establishes terms for debt settlement between creditor and debtor, including payment schedule and release conditions.
find out more
Partial Payment Agreement For House And Lot
A New Zealand-compliant agreement for the purchase of a house and lot through structured partial payments, outlining payment terms and conditions for property transfer.
find out more
Install Agreement
A New Zealand-governed agreement setting out terms and conditions for installation services, including specifications, responsibilities, and compliance requirements.
find out more
Independent Contractor Payment Agreement
A New Zealand-compliant agreement establishing payment terms and conditions between a business and an independent contractor.
find out more
Credit Payment Agreement Letter
A New Zealand-compliant document establishing credit payment terms between a creditor and debtor, including mandatory disclosures under NZ law.
find out more
Car Payment Agreement Between Two Parties
A New Zealand-compliant agreement establishing terms for vehicle purchase through scheduled payments, protecting both seller and purchaser interests.
find out more
Billing Agent Agreement
A New Zealand-governed agreement establishing terms for billing and collection services provided by an agent on behalf of a principal company.
find out more
Arrears Repayment Agreement
A New Zealand-compliant agreement establishing terms and schedule for repayment of outstanding debts between creditor and debtor.
find out more
Accident Payment Agreement Letter
A New Zealand-compliant agreement letter outlining accident compensation payment terms and conditions under the ACC scheme.
find out more
Advance Payment Agreement
A New Zealand-law governed agreement establishing terms and protections for advance payments between parties, including security arrangements and performance obligations.
find out more
Simple Note Payable Agreement
A New Zealand-compliant legal document evidencing a promise to pay a specified sum of money under defined terms and conditions.
find out more
Rental Payment Agreement Letter
A New Zealand-compliant formal letter documenting agreed rental payment terms and conditions between landlord and tenant.
find out more
Payout Agreement
A New Zealand-governed agreement establishing terms and conditions for financial payouts between parties, including payment details, schedules, and associated obligations.
find out more
Pay Settlement Agreement
A New Zealand-compliant legal document that formalizes the settlement of payment-related disputes between employer and employee, including settlement terms and payment conditions.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)