The Personal Investment Contract serves as a fundamental legal instrument in Malaysia's investment landscape, designed to formalize investment relationships between individual investors and investment service providers. This document is essential when individuals seek to invest their funds through professional investment managers or financial institutions, whether in traditional securities, mutual funds, or other investment products. It complies with Malaysian regulatory requirements, including those set forth by the Securities Commission Malaysia and the Capital Markets and Services Act 2007. The contract typically includes detailed provisions on investment strategy, risk disclosures, fee structures, reporting requirements, and investor rights, while ensuring adequate protection for both parties involved in the investment relationship. It's particularly important for documenting investment terms, conditions, and obligations in a clear and legally enforceable manner within the Malaysian jurisdiction.

1. Parties: Identification of the investor and investment manager/company, including full legal names, registration numbers, and addresses

2. Background: Context of the investment arrangement, including the purpose and general nature of the investment

3. Definitions: Detailed definitions of terms used throughout the agreement

4. Investment Amount and Terms: Specification of the investment amount, payment terms, and investment period

5. Investment Strategy: Detailed description of how the funds will be invested and the agreed-upon investment approach

6. Risk Disclosure: Comprehensive disclosure of all potential risks associated with the investment

7. Fees and Charges: Detailed breakdown of all fees, charges, and commissions applicable to the investment

8. Returns and Distribution: Terms regarding investment returns, profit sharing, and distribution mechanisms

9. Reporting and Valuation: Requirements for regular reporting, performance updates, and valuation methods

10. Withdrawal Rights: Terms and conditions for withdrawing from the investment

11. Representations and Warranties: Legal statements and guarantees made by both parties

12. Confidentiality: Obligations regarding the treatment of confidential information

13. Term and Termination: Duration of the agreement and circumstances for termination

14. Governing Law and Jurisdiction: Specification of Malaysian law as governing law and jurisdiction for disputes

15. Execution: Signature blocks and execution formalities