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1. Parties: Identification of the seller (dealer) and buyer(s), including complete legal names, addresses, and identification numbers as required by Malaysian law
2. Background: Brief context of the transaction and relationship between the parties
3. Definitions: Key terms used throughout the agreement, including statutory definitions required by Malaysian hire-purchase law
4. Vehicle Description: Detailed description of the vehicle including make, model, year, VIN, color, and other identifying features as required by the Hire-Purchase Act
5. Purchase Price and Payment Terms: Total purchase price, down payment, financing amount, interest rate, payment schedule, and total amount payable
6. Delivery and Transfer of Title: Terms regarding vehicle delivery, transfer of ownership, and registration requirements
7. Warranties and Representations: Standard and extended warranty terms, seller's representations about the vehicle condition
8. Insurance Requirements: Mandatory insurance requirements as per Malaysian law and financing terms
9. Default and Remedies: Consequences of payment default and available remedies for both parties
10. General Terms: Standard contract provisions including notices, amendments, and governing law
11. Execution: Signature blocks and witness requirements as per Malaysian law
1. Trade-In Details: Used when there is a trade-in vehicle involved in the transaction, including vehicle description and value
2. Co-Buyer Information: Required when there is more than one buyer, detailing co-buyer's information and obligations
3. Additional Features and Accessories: When the vehicle includes optional features or accessories that affect the purchase price
4. Electronic Communication Consent: Optional section for customers agreeing to receive electronic communications and statements
5. Privacy Notice: Detailed privacy terms when collecting additional personal data beyond statutory requirements
6. Extended Service Agreement: When an extended service plan or maintenance package is included in the sale
1. Schedule A - Vehicle Specification: Detailed technical specifications and condition report of the vehicle
2. Schedule B - Payment Schedule: Detailed breakdown of installment payments, including dates, amounts, and interest calculations
3. Schedule C - Warranty Terms: Full terms and conditions of manufacturer and/or extended warranties
4. Schedule D - Insurance Requirements: Detailed insurance requirements and minimum coverage specifications
5. Appendix 1 - Statutory Notice: Mandatory notices required under the Hire-Purchase Act 1967
6. Appendix 2 - Vehicle Inspection Report: Pre-delivery inspection report and condition documentation
7. Appendix 3 - Trade-In Valuation: Detailed valuation report for trade-in vehicle if applicable
Annual Percentage Rate
Buyer
Cash Price
Certificate of Registration
Dealer
Default
Delivery Date
Down Payment
Finance Charge
Financing Amount
Guarantor
Hire Purchase Price
Identity Card
Installment Payment
Insurance Coverage
Interest Rate
Manufacturer
Payment Due Date
Principal Amount
Purchase Price
Registration Number
Repossession
Seller
Term of Agreement
Total Amount Payable
Vehicle
Vehicle Identification Number
Warranty
Witness
Vehicle Description
Payment Terms
Delivery
Title Transfer
Warranties
Insurance
Registration
Default and Remedies
Repossession Rights
Interest and Charges
Early Payment
Assignment
Force Majeure
Representations
Notices
Governing Law
Dispute Resolution
Entire Agreement
Severability
Amendment
Indemnification
Termination
Consumer Rights
Data Protection
Inspection Rights
Maintenance Obligations
Documentation Requirements
Automotive
Financial Services
Retail
Insurance
Transportation
Consumer Services
Banking
Legal
Sales
Finance
Compliance
Risk Management
Customer Service
Documentation
Credit Analysis
Operations
Sales Manager
Finance Manager
Legal Counsel
Compliance Officer
Automotive Finance Specialist
Dealership Manager
Credit Analyst
Contract Administrator
Risk Manager
Customer Service Representative
Vehicle Sales Executive
Documentation Officer
Insurance Coordinator
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