1. Security: Details of any assets provided as security for the loan, used when the loan amount is substantial or security is specifically requested

2. Death or Incapacity: Provisions dealing with what happens if either party dies or becomes incapacitated during the loan term

3. Tax Provisions: Specific clauses dealing with tax implications of the loan and interest payments, particularly relevant for larger amounts

4. Dispute Resolution: Alternative dispute resolution mechanisms before resorting to courts, particularly important for preserving family relationships

5. Amendment and Variation: Process for changing loan terms by mutual agreement, useful for flexible family arrangements

6. Assignment: Restrictions on transferring the loan to other parties, important for keeping the arrangement within the family

7. Financial Hardship: Provisions for handling temporary inability to pay due to financial difficulties, including payment holidays or restructuring

8. Witnesses and Notarization: Additional formalities section when the loan amount is substantial or parties want extra legal certainty

1. Schedule 1 - Payment Schedule: Detailed repayment schedule including dates, amounts, and payment methods

2. Schedule 2 - Security Details: If applicable, detailed description of any security provided, including asset valuations

3. Schedule 3 - Form of Notice: Template forms for various notices under the agreement, such as prepayment notices or default notices

4. Appendix A - Family Relationship Declaration: Document confirming the family relationship between the parties and its nature