1. Security: Details of any security arrangements - include if loan is secured

2. Guarantee: Terms of any guarantee - include if there are guarantors

3. Bank Accounts: Specific accounts requirements - include if designated accounts are required

4. Tax Gross Up: Tax-related provisions - include if tax implications need specific attention

5. Increased Costs: Provisions for regulatory or cost changes - include for longer-term loans

6. Set-off: Rights of set-off - include if parties have multiple relationships

7. Subordination: Priority of debt - include if there are multiple lenders or existing debt

8. Currency Provisions: Include if loan involves multiple currencies

9. Anti-Money Laundering Provisions: Detailed AML requirements - include for high-value loans

10. Financial Covenants: Specific financial requirements - include for larger commercial loans

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions

2. Schedule 2 - Form of Drawdown Request: Template for drawdown requests

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification

5. Schedule 5 - Permitted Security: List of existing or permitted security interests

6. Schedule 6 - Existing Financial Indebtedness: Details of Borrower's existing debt

7. Schedule 7 - Form of Transfer Certificate: Template for transferring loan participation

8. Schedule 8 - Financial Covenants Calculations: Methodology for calculating financial covenants