The Loan Agreement And Promissory Note is a vital financial instrument used in Malta for both commercial and personal lending transactions. It serves dual purposes: first, as a comprehensive loan agreement detailing the terms of borrowing, and second, as a negotiable instrument in the form of a promissory note that provides additional security to the lender. This document type is particularly relevant when lenders require enhanced enforceability under Maltese law, as it combines the detailed provisions of a loan agreement with the streamlined enforcement mechanisms available through a promissory note. It's commonly used by banks, financial institutions, and private lenders in Malta, incorporating requirements from the Civil Code, Commercial Code, and financial services regulations. The document is especially useful for structured lending transactions where the lender seeks both contractual protections and the benefits of holding a negotiable instrument.
Loan Agreement And Promissory Note for Malta
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Key Requirements PROMPT example:
Loan Agreement And Promissory Note
"I need a Loan Agreement and Promissory Note under Maltese law for a €500,000 secured corporate loan to a manufacturing company, with quarterly repayments over 5 years starting March 2025, including specific covenants for maintaining financial ratios and requirements for equipment collateral."
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the Lender and Borrower with full legal names, registration numbers (if companies), and addresses
2. Background: Context of the loan arrangement and relationship between the parties
3. Definitions: Key terms used throughout the agreement including Loan Amount, Interest Rate, Maturity Date, and Payment Schedule
4. Loan Terms: Core loan provisions including amount, purpose, interest rate, term, and disbursement conditions
5. Promissory Note Terms: Specific provisions relating to the promissory note, including issuance, presentation, and payment requirements
6. Repayment Terms: Details of repayment schedule, method of payment, and prepayment provisions
7. Interest and Fees: Calculation and payment of interest, default interest, and any applicable fees
8. Representations and Warranties: Standard declarations by the Borrower about their legal capacity and financial condition
9. Covenants: Ongoing obligations of the Borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences thereof
11. Remedies: Lender's rights and remedies upon default
12. Governing Law and Jurisdiction: Confirmation of Maltese law governance and jurisdiction of Maltese courts
13. Notices: Process for formal communications between parties
14. Execution: Signature blocks and execution requirements for both agreement and promissory note
1. Security: Include when the loan is secured by collateral or assets
2. Guarantees: Include when there is a guarantor for the loan
3. Insurance Requirements: Include when specific insurance must be maintained on collateral
4. Financial Covenants: Include for corporate borrowers when financial ratios must be maintained
5. Tax Provisions: Include when there are specific tax implications or withholding requirements
6. Assignment and Transfer: Include when either party may need to transfer rights under the agreement
7. Joint and Several Liability: Include when there are multiple borrowers
8. Change of Control: Include for corporate borrowers to address ownership changes
9. Force Majeure: Include when specific circumstances might affect loan performance
1. Schedule 1 - Payment Schedule: Detailed amortization schedule showing principal and interest payments
2. Schedule 2 - Form of Promissory Note: Template promissory note meeting requirements of Maltese law
3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement
4. Schedule 4 - Security Details: Description of any collateral or security arrangements
5. Schedule 5 - Drawdown Notice: Form for requesting loan disbursement
6. Appendix A - Compliance Certificate: Template for periodic compliance certification if required
7. Appendix B - Calculation of Interest: Detailed methodology for interest calculations
Authors
Relevant legal definitions
Agreement
Applicable Law
Available Facility
Business Day
Conditions Precedent
Default Interest Rate
Default Notice
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Maturity Date
Obligor
Payment Date
Permitted Purpose
Promissory Note
Repayment Date
Repayment Schedule
Security
Security Documents
Tax
Transaction Documents
Outstanding Principal
Potential Event of Default
Relevant Jurisdiction
Required Authorizations
Security Interest
Subsidiary
Taxes
Working Day
Applicable Law
Available Facility
Business Day
Conditions Precedent
Default Interest Rate
Default Notice
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Finance Documents
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Maturity Date
Obligor
Payment Date
Permitted Purpose
Promissory Note
Repayment Date
Repayment Schedule
Security
Security Documents
Tax
Transaction Documents
Outstanding Principal
Potential Event of Default
Relevant Jurisdiction
Required Authorizations
Security Interest
Subsidiary
Taxes
Working Day
Clauses
Loan Terms
Interest
Repayment
Promissory Note
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Assignment
Notices
Governing Law
Jurisdiction
Confidentiality
Force Majeure
Indemnification
Set-Off
Costs and Expenses
Amendments
Severability
Entire Agreement
Counterparts
Further Assurance
Time of Essence
Waiver
Default Interest
Cross-Default
Change of Control
Financial Covenants
Information Undertakings
Tax Gross-Up
Acceleration
Registration
Stamp Duty
Interest
Repayment
Promissory Note
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Assignment
Notices
Governing Law
Jurisdiction
Confidentiality
Force Majeure
Indemnification
Set-Off
Costs and Expenses
Amendments
Severability
Entire Agreement
Counterparts
Further Assurance
Time of Essence
Waiver
Default Interest
Cross-Default
Change of Control
Financial Covenants
Information Undertakings
Tax Gross-Up
Acceleration
Registration
Stamp Duty
Relevant Industries
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Hospitality
Healthcare
Technology
Maritime
Agriculture
Professional Services
Energy
Transportation
Relevant Teams
Legal
Finance
Treasury
Credit
Compliance
Risk Management
Corporate Secretariat
Commercial Banking
Business Development
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Credit Manager
Loan Officer
Legal Counsel
Corporate Lawyer
Compliance Officer
Risk Manager
Treasury Manager
Financial Controller
Banking Manager
Credit Analyst
Legal Director
Company Secretary
Commercial Director
Business Development Manager
Find the exact document you need
Legal Loan Contract
A Maltese law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Loan To Family Member Agreement
A Maltese law-governed agreement formalizing loan arrangements between family members, including terms, repayment schedules, and family-specific considerations.
find out more
Overagreement
A Malta-governed master agreement establishing framework terms for future specific agreements between parties.
find out more
Inter Corporate Loan Agreement
A Maltese law-governed agreement establishing loan terms between corporate entities, including financial conditions, security arrangements, and enforcement mechanisms.
find out more
Contract For Land Purchase
A Maltese law-governed contract documenting terms and conditions for land purchase, requiring notarial execution and compliance with local property transfer regulations.
find out more
Facility Agreement
A Maltese law-governed agreement establishing terms and conditions for providing financial facilities between lender(s) and borrower(s).
find out more
Loan Facility Letter
A Maltese law-governed document outlining terms and conditions of a loan facility, issued by a financial institution to a borrower.
find out more
Deed Of Loan Agreement
A formal deed under Maltese law documenting a loan agreement between parties, including loan terms, conditions, and security arrangements.
find out more
Securities Lending Agreement
A Maltese law-governed agreement setting out terms for securities lending transactions, incorporating both local and EU regulatory requirements.
find out more
Mortgage Agreement
A Maltese law-governed agreement creating a security interest over real property to secure a loan, detailing terms of the mortgage and obligations of all parties.
find out more
Loan Agreement Without Interest
A Maltese law-governed interest-free loan agreement establishing terms for loan disbursement, repayment, and borrower obligations.
find out more
Debt Agreement Letter
A legally binding debt acknowledgment and repayment agreement document governed by Maltese law, outlining terms and conditions for debt settlement.
find out more
Business To Business Loan Agreement
A Maltese law-governed agreement establishing terms and conditions for a business-to-business loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Director Loan Agreement
A Maltese law-governed agreement establishing terms for a loan from a director to their company, including loan amount, interest, and repayment terms.
find out more
Vehicle Loan Agreement
A Maltese law-governed agreement between a lender and borrower for vehicle purchase financing, detailing loan terms and security arrangements.
find out more
Loan Contract With Collateral
A Maltese law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.
find out more
Revolving Agreement
A Maltese law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanisms, including security and compliance provisions.
find out more
Non Interest Bearing Loan Agreement
A Maltese law-governed agreement for interest-free lending, establishing loan terms and repayment conditions while ensuring compliance with local legal requirements.
find out more
Personal Loan Contract Between Friends
A Maltese law-governed contract documenting terms and conditions of a personal loan between friends, including loan amount, repayment terms, and mutual obligations.
find out more
Loan Agreement Between Parent Company And Subsidiary
A Maltese law-governed loan agreement establishing terms for financial arrangements between a parent company and its subsidiary, ensuring compliance with local and EU regulations.
find out more
Credit Facility Agreement
A Maltese law-governed agreement establishing terms for credit provision between lender and borrower, compliant with Maltese banking regulations.
find out more
Repayment Contract
A Maltese law agreement establishing terms for debt repayment, including payment schedule, interest, and enforcement provisions.
find out more
Loan Personal Guarantee Form
A Maltese law-governed document establishing a personal guarantee for a loan, creating a binding commitment for the guarantor to fulfill the borrower's obligations upon default.
find out more
Loan Receipt Agreement
A Maltese law-governed agreement documenting loan terms, conditions, and repayment obligations between lender and borrower.
find out more
Loan Agreement And Promissory Note
A Maltese law-governed agreement combining loan terms with a promissory note, establishing lending conditions and repayment obligations within Malta's legal framework.
find out more
Debt Agreement
A Maltese law-governed agreement establishing terms and conditions for a debt obligation between lender and borrower, including repayment terms and security arrangements.
find out more
Loan Extension Agreement
A Maltese law-governed agreement that extends the term of an existing loan and modifies related terms while maintaining security arrangements.
find out more
Loan Contract
A Maltese law-governed agreement establishing terms for providing and repaying a loan, including interest rates, security, and enforcement provisions.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)