Loan Contract With Collateral for Malta
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Loan Contract With Collateral
"I need a Loan Contract With Collateral under Maltese law for a €2.5 million commercial real estate loan to be disbursed by March 2025, where the borrower is pledging a hotel property in Valletta as security, with quarterly repayments over 15 years."
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1. Parties: Identifies and defines the Lender and Borrower with their full legal details
2. Background: Explains the context of the loan and the parties' intention to enter into the agreement
3. Definitions: Defines key terms used throughout the agreement
4. The Loan: Specifies the loan amount, purpose, and drawdown conditions
5. Interest: Details the interest rate, calculation method, and payment terms
6. Repayment: Outlines the repayment schedule, methods, and prepayment terms
7. Security: Describes the collateral, creation of security interest, and perfection requirements
8. Representations and Warranties: Lists the parties' representations regarding their capacity and the collateral
9. Covenants: Sets out ongoing obligations of the Borrower regarding the loan and collateral
10. Events of Default: Defines circumstances constituting default and their consequences
11. Enforcement: Details the Lender's rights and remedies upon default
12. Notices: Specifies how formal communications between parties should be made
13. Governing Law and Jurisdiction: Confirms Maltese law governance and jurisdiction for disputes
14. Execution: Formal signing section with witness requirements
1. Guarantor Provisions: Include when a third party is guaranteeing the loan
2. Insurance: Include when specific insurance requirements for the collateral are needed
3. Multiple Lenders: Include for syndicated loans with multiple lenders
4. Assignment and Transfer: Include when parties want to allow loan or security transfer rights
5. Priority and Subordination: Include when there are multiple security interests or lenders
6. Tax Provisions: Include when specific tax considerations need to be addressed
7. Currency Provisions: Include for loans in foreign currency or with currency conversion features
1. Schedule 1 - Loan Terms: Detailed breakdown of loan amount, interest rates, and payment schedule
2. Schedule 2 - Collateral Description: Detailed description and documentation of the security assets
3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan drawdown
4. Schedule 4 - Repayment Schedule: Detailed amortization table with payment dates and amounts
5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursements
6. Schedule 6 - Security Documents: Forms of additional security documents required
7. Appendix A - Valuation Report: Independent valuation of the collateral assets
8. Appendix B - Registration Requirements: Details of security interest registration procedures
Authors
Applicable Law
Banking Day
Borrower
Business Day
Collateral
Conditions Precedent
Default Interest Rate
Default Notice
Drawdown
Drawdown Date
Drawdown Notice
Enforcement Event
Event of Default
Facility
Finance Documents
Financial Indebtedness
Governing Law
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Maturity Date
Parties
Permitted Security Interest
Principal Amount
Repayment Date
Repayment Schedule
Secured Obligations
Secured Property
Security
Security Agent
Security Documents
Security Interest
Security Period
Signing Date
Subsidiary
Tax
Transaction Documents
Valuation Report
VAT
Interest Rate
Repayment Terms
Security Interest
Collateral
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Enforcement Rights
Assignment and Transfer
Payment Terms
Tax Provisions
Costs and Expenses
Indemnification
Force Majeure
Confidentiality
Notice Requirements
Amendment and Waiver
Severability
Entire Agreement
Further Assurance
Registration Requirements
Insurance
Guarantees
Priority and Subordination
Set-off Rights
Default Interest
Acceleration
Currency Provisions
Anti-Money Laundering
Governing Law
Jurisdiction
Dispute Resolution
Banking
Financial Services
Real Estate
Manufacturing
Retail
Construction
Agriculture
Shipping
Aviation
Technology
Healthcare
Hospitality
Energy
Infrastructure
Legal
Finance
Risk Management
Compliance
Credit
Treasury
Corporate Banking
Operations
Security Administration
Commercial Lending
Legal Counsel
Finance Manager
Credit Risk Officer
Compliance Officer
Banking Manager
Commercial Director
Chief Financial Officer
Legal Director
Security Trustee Officer
Loan Officer
Credit Analyst
Corporate Banker
Financial Controller
Treasury Manager
Risk Manager
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