1. Purpose of Facility: Required when the loan must be used for a specific purpose

2. Facility Review: Include for facilities with periodic review requirements

3. Insurance Requirements: Required when specific insurance coverage must be maintained

4. Cross-Default Provisions: Include when the borrower has other facilities with the bank

5. Tax Provisions: Required for large commercial facilities or when tax implications need clarification

6. Assignment and Transfer: Include for larger facilities that may be syndicated or transferred

7. Regulatory Compliance: Required for regulated borrowers or specific industry requirements

1. Schedule 1 - Definitions: Detailed definitions of terms used in the facility letter

2. Schedule 2 - Repayment Schedule: Detailed breakdown of repayment dates and amounts

3. Schedule 3 - Fee Schedule: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Conditions Precedent Checklist: Detailed list of required documents and conditions

5. Schedule 5 - Security Details: Specific requirements and forms for security documentation

6. Appendix A - Standard Terms and Conditions: Bank's standard terms and conditions for facilities

7. Appendix B - Direct Debit Mandate: Form for setting up automatic payments