The Non Interest Bearing Loan Agreement is commonly used in Malta for various financing arrangements where parties wish to conduct lending without the application of interest. This document is particularly relevant for intra-group financing, family businesses, and organizations adhering to religious principles that prohibit interest. It complies with Maltese civil law requirements and includes essential provisions for loan amount, repayment terms, security (if applicable), and enforcement mechanisms. The agreement is structured to meet local regulatory requirements while providing flexibility for different commercial contexts. It's especially useful in scenarios involving parent-subsidiary financing, start-up funding, or charitable endeavors where interest-free lending aligns with organizational objectives or religious principles. The document ensures compliance with Maltese tax regulations and anti-money laundering legislation while maintaining its essential character as an interest-free financing instrument.
Non Interest Bearing Loan Agreement for Malta
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Key Requirements PROMPT example:
Non Interest Bearing Loan Agreement
"I need a Non Interest Bearing Loan Agreement under Maltese law for a €500,000 loan from our parent company to our local subsidiary, with quarterly repayments starting March 2025 and secured by company assets."
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the Lender and Borrower with full legal names, registration numbers (if companies), and addresses
2. Background: Context of the loan agreement, relationship between parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount and explicit statement of loan purpose
5. Non-Interest Bearing Nature: Clear statement that the loan bears no interest and acknowledgment by both parties
6. Drawdown: Conditions precedent and procedures for disbursement of the loan
7. Repayment Terms: Repayment schedule, method of payment, and currency
8. Representations and Warranties: Standard representations by the Borrower regarding legal capacity, authority, and financial condition
9. Borrower Covenants: Positive and negative obligations of the Borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences thereof
11. Remedies: Lender's rights and remedies upon occurrence of an Event of Default
12. Notices: Communication procedures between parties
13. General Provisions: Standard boilerplate clauses including governing law, jurisdiction, and entire agreement
1. Security: Include when the loan is secured by collateral, guarantees, or other security interests
2. Guarantor Provisions: Required when a third party is guaranteeing the loan
3. Early Repayment: Include when early repayment is permitted, specifying any conditions or notifications required
4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations
5. Tax Provisions: Include detailed tax provisions when cross-border elements exist or specific tax treatments need to be addressed
6. Force Majeure: Include when parties want specific provisions for unforeseen circumstances affecting loan repayment
7. Anti-Money Laundering Compliance: Include detailed AML provisions when loan amount exceeds certain thresholds or involves high-risk factors
1. Repayment Schedule: Detailed schedule of repayment dates and amounts
2. Conditions Precedent: List of documents and conditions required before loan disbursement
3. Form of Drawdown Notice: Template for the Borrower to request loan disbursement
4. Security Details: Details of any collateral or security provided (if applicable)
5. Form of Compliance Certificate: Template for periodic confirmation of compliance with loan terms
6. Related Party Consents: Copies of any required third-party or regulatory consents
Authors
Relevant legal definitions
Agreement
Applicable Law
Business Day
Borrower
Conditions Precedent
Default
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Early Repayment
Event of Default
Final Repayment Date
Group
Indebtedness
Lender
Loan
Material Adverse Effect
Maltese Civil Code
Outstanding Amount
Parties
Principal Amount
Purpose
Repayment Date
Repayment Schedule
Security
Security Documents
Subsidiary
Tax
Working Day
Applicable Law
Business Day
Borrower
Conditions Precedent
Default
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Early Repayment
Event of Default
Final Repayment Date
Group
Indebtedness
Lender
Loan
Material Adverse Effect
Maltese Civil Code
Outstanding Amount
Parties
Principal Amount
Purpose
Repayment Date
Repayment Schedule
Security
Security Documents
Subsidiary
Tax
Working Day
Clauses
Loan Amount
Non-Interest Provision
Repayment
Conditions Precedent
Representations and Warranties
Covenants
Security
Default
Acceleration
Set-off
Assignment
Confidentiality
Force Majeure
Notices
Amendments
Severability
Waiver
Entire Agreement
Counterparts
Third Party Rights
Data Protection
Anti-Money Laundering
Governing Law
Jurisdiction
Dispute Resolution
Costs and Expenses
Indemnification
Tax
Currency
Further Assurance
Non-Interest Provision
Repayment
Conditions Precedent
Representations and Warranties
Covenants
Security
Default
Acceleration
Set-off
Assignment
Confidentiality
Force Majeure
Notices
Amendments
Severability
Waiver
Entire Agreement
Counterparts
Third Party Rights
Data Protection
Anti-Money Laundering
Governing Law
Jurisdiction
Dispute Resolution
Costs and Expenses
Indemnification
Tax
Currency
Further Assurance
Relevant Industries
Financial Services
Family Business
Real Estate
Non-Profit & Charities
Healthcare
Education
Religious Organizations
Start-ups
Small & Medium Enterprises
Construction
Agriculture
Retail
Professional Services
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Secretarial
Tax
Business Development
Investment
Corporate Finance
Relevant Roles
Chief Financial Officer
Financial Controller
Legal Counsel
Corporate Lawyer
Finance Director
Treasury Manager
Company Secretary
Risk Manager
Compliance Officer
Business Development Manager
Investment Manager
Family Office Manager
Non-Profit Director
Tax Advisor
Corporate Finance Manager
Find the exact document you need
Legal Loan Contract
A Maltese law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Loan To Family Member Agreement
A Maltese law-governed agreement formalizing loan arrangements between family members, including terms, repayment schedules, and family-specific considerations.
find out more
Overagreement
A Malta-governed master agreement establishing framework terms for future specific agreements between parties.
find out more
Inter Corporate Loan Agreement
A Maltese law-governed agreement establishing loan terms between corporate entities, including financial conditions, security arrangements, and enforcement mechanisms.
find out more
Contract For Land Purchase
A Maltese law-governed contract documenting terms and conditions for land purchase, requiring notarial execution and compliance with local property transfer regulations.
find out more
Facility Agreement
A Maltese law-governed agreement establishing terms and conditions for providing financial facilities between lender(s) and borrower(s).
find out more
Loan Facility Letter
A Maltese law-governed document outlining terms and conditions of a loan facility, issued by a financial institution to a borrower.
find out more
Deed Of Loan Agreement
A formal deed under Maltese law documenting a loan agreement between parties, including loan terms, conditions, and security arrangements.
find out more
Securities Lending Agreement
A Maltese law-governed agreement setting out terms for securities lending transactions, incorporating both local and EU regulatory requirements.
find out more
Mortgage Agreement
A Maltese law-governed agreement creating a security interest over real property to secure a loan, detailing terms of the mortgage and obligations of all parties.
find out more
Loan Agreement Without Interest
A Maltese law-governed interest-free loan agreement establishing terms for loan disbursement, repayment, and borrower obligations.
find out more
Debt Agreement Letter
A legally binding debt acknowledgment and repayment agreement document governed by Maltese law, outlining terms and conditions for debt settlement.
find out more
Business To Business Loan Agreement
A Maltese law-governed agreement establishing terms and conditions for a business-to-business loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Director Loan Agreement
A Maltese law-governed agreement establishing terms for a loan from a director to their company, including loan amount, interest, and repayment terms.
find out more
Vehicle Loan Agreement
A Maltese law-governed agreement between a lender and borrower for vehicle purchase financing, detailing loan terms and security arrangements.
find out more
Loan Contract With Collateral
A Maltese law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.
find out more
Revolving Agreement
A Maltese law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanisms, including security and compliance provisions.
find out more
Non Interest Bearing Loan Agreement
A Maltese law-governed agreement for interest-free lending, establishing loan terms and repayment conditions while ensuring compliance with local legal requirements.
find out more
Personal Loan Contract Between Friends
A Maltese law-governed contract documenting terms and conditions of a personal loan between friends, including loan amount, repayment terms, and mutual obligations.
find out more
Loan Agreement Between Parent Company And Subsidiary
A Maltese law-governed loan agreement establishing terms for financial arrangements between a parent company and its subsidiary, ensuring compliance with local and EU regulations.
find out more
Credit Facility Agreement
A Maltese law-governed agreement establishing terms for credit provision between lender and borrower, compliant with Maltese banking regulations.
find out more
Repayment Contract
A Maltese law agreement establishing terms for debt repayment, including payment schedule, interest, and enforcement provisions.
find out more
Loan Personal Guarantee Form
A Maltese law-governed document establishing a personal guarantee for a loan, creating a binding commitment for the guarantor to fulfill the borrower's obligations upon default.
find out more
Loan Receipt Agreement
A Maltese law-governed agreement documenting loan terms, conditions, and repayment obligations between lender and borrower.
find out more
Loan Agreement And Promissory Note
A Maltese law-governed agreement combining loan terms with a promissory note, establishing lending conditions and repayment obligations within Malta's legal framework.
find out more
Debt Agreement
A Maltese law-governed agreement establishing terms and conditions for a debt obligation between lender and borrower, including repayment terms and security arrangements.
find out more
Loan Extension Agreement
A Maltese law-governed agreement that extends the term of an existing loan and modifies related terms while maintaining security arrangements.
find out more
Loan Contract
A Maltese law-governed agreement establishing terms for providing and repaying a loan, including interest rates, security, and enforcement provisions.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)