Create a bespoke document in minutes, or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Non Interest Bearing Loan Agreement
"I need a Non Interest Bearing Loan Agreement under Indonesian law for a secured corporate loan of IDR 5 billion from my company to a small business, with quarterly repayments over 3 years and equipment as collateral."
1. Parties: Identification of the Lender and Borrower with complete legal names and addresses
2. Background: Context of the loan arrangement and confirmation of interest-free nature
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount and intended use of the loan
5. Confirmation of Interest-Free Nature: Express statement that the loan is interest-free and compliant with applicable laws
6. Disbursement: Terms and conditions for disbursement of the loan
7. Repayment Terms: Schedule and method of repayment of the principal amount
8. Representations and Warranties: Standard representations by both parties regarding their capacity and authority
9. Borrower's Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Remedies: Lender's rights and remedies upon default
12. Notices: Process for formal communications between parties
13. Governing Law: Confirmation of Indonesian law as governing law
14. Dispute Resolution: Mechanism for resolving disputes between parties
1. Security: Required if the loan is to be secured by any assets or collateral
2. Guarantor Provisions: Required if a third party is guaranteeing the loan
3. Early Repayment: Include if early repayment is permitted and any associated conditions
4. Currency Provisions: Required if the loan is in foreign currency or involves cross-border elements
5. Assignment: Include if either party may assign their rights under the agreement
6. Force Majeure: Include for longer-term loans to address unforeseen circumstances
7. Electronic Execution: Include if the agreement may be executed electronically
8. Shariah Compliance: Include if parties wish to explicitly confirm compliance with Islamic finance principles
1. Repayment Schedule: Detailed schedule of repayment dates and amounts
2. Disbursement Conditions: List of conditions precedent to loan disbursement
3. Form of Disbursement Request: Standard form for requesting loan disbursement
4. Details of Security: Description of any security or collateral (if applicable)
5. Specimen Signatures: Authorized signatures of parties and signing instructions
6. Bank Account Details: Account details for disbursement and repayment
Authors
Applicable Law
Banking Day
Borrower
Business Day
Conditions Precedent
Default
Default Event
Disbursement
Disbursement Date
Disbursement Request
Due Date
Effective Date
Encumbrance
Event of Default
Final Repayment Date
Force Majeure
Governing Law
Guarantee
Guarantor
Indonesian Rupiah
Lender
Loan
Loan Amount
Material Adverse Effect
Party/Parties
Payment Date
Principal Amount
Repayment Date
Repayment Schedule
Security
Security Document
Security Provider
Signing Date
Tax
Transaction Documents
Working Day
Purpose of Loan
Interest-Free Declaration
Disbursement
Repayment
Security
Representations and Warranties
Conditions Precedent
Borrower Covenants
Events of Default
Remedies
Force Majeure
Assignment
Notices
Costs and Expenses
Indemnification
Confidentiality
Amendment
Severability
Entire Agreement
Counterparts
Further Assurance
Waiver
Time of Essence
Governing Law
Dispute Resolution
Language
Electronic Execution
Currency
Tax
Banking and Financial Services
Islamic Finance
Real Estate
Small and Medium Enterprises
Non-Profit Organizations
Education
Healthcare
Agriculture
Family Business
Social Enterprise
Religious Organizations
Microfinance
Legal
Finance
Compliance
Risk Management
Treasury
Credit Administration
Islamic Banking
Corporate Secretarial
Business Development
Operations
Chief Financial Officer
Finance Manager
Legal Counsel
Compliance Officer
Shariah Compliance Officer
Credit Manager
Risk Manager
Corporate Secretary
Treasury Manager
Financial Controller
Loan Officer
Business Development Manager
Islamic Finance Specialist
Contract Administrator
Find the exact document you need
Friend To Friend Loan Agreement
An Indonesian law-compliant agreement formalizing a monetary loan between friends or acquaintances, including loan terms and repayment conditions.
Loan Agreement Letter
An Indonesian law-governed document establishing loan terms between lender and borrower, including amount, interest, and repayment conditions.
Personal Lending Agreement
An Indonesian law-governed agreement establishing terms and conditions for a personal loan between lender and borrower, compliant with OJK regulations.
Self Help Group Loan Agreement Form
An Indonesian-law governed loan agreement template for self-help groups, establishing terms for group-based lending and member obligations under Indonesian microfinance regulations.
Peer To Peer Lending Agreement
An Indonesian law-governed agreement facilitating P2P lending transactions through a digital platform, compliant with OJK regulations.
Family Member Promissory Note
An Indonesian law-governed promissory note formalizing loan agreements between family members, establishing terms, conditions, and repayment obligations.
Inter Lender Agreement
An Indonesian law-governed agreement regulating relationships, rights, and obligations between multiple lenders in syndicated financing arrangements.
Overagreement
An Indonesian law-governed master agreement establishing a framework for multiple future agreements between parties.
Work Loan Agreement
An Indonesian law-governed agreement between employer and employee establishing terms for a workplace loan, including repayment through salary deductions.
Peer To Peer Lending Contract
An Indonesian law-governed agreement facilitating P2P lending transactions through a regulated online platform, compliant with OJK regulations.
Debt Agreement Contract
An Indonesian law-governed Debt Agreement Contract establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and parties' obligations.
Contract For Land Purchase
An Indonesian law-governed agreement for the transfer of land ownership, detailing purchase terms and regulatory compliance requirements.
Simple Business Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for a business loan, compliant with local banking regulations and civil code requirements.
Student Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for student educational financing, including loan terms, repayment schedules, and parties' obligations.
Money Agreement Between Two Parties
An Indonesian law-governed agreement establishing terms and conditions for monetary lending between two parties, ensuring legal compliance and mutual protection.
Loan Guarantee
An Indonesian law-governed agreement where a Guarantor secures the debt obligations of a Borrower to a Lender, structured under the Indonesian Civil Code and banking regulations.
Loan Agreement With Guarantor
An Indonesian law-governed loan agreement establishing lending terms between parties with third-party guarantee support.
Loan Agreement With Collateral
An Indonesian law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.
Investment Loan Contract
An Indonesian law-governed loan agreement for investment financing, incorporating local regulatory requirements and banking practices.
Facility Agreement
An Indonesian law-governed agreement setting out terms and conditions for credit facilities between lenders and borrowers, compliant with local banking and financial services regulations.
Device Loan Agreement
An Indonesian law-governed agreement establishing terms for temporary device loans between parties, including usage conditions, responsibilities, and return requirements.
Mortgage Agreement
An Indonesian law-governed agreement creating a security interest over real property (Hak Tanggungan) as collateral for a loan, requiring execution before a Land Deed Official and registration with the National Land Office.
Mezzanine Loan Agreement
An Indonesian law-governed agreement establishing terms for a mezzanine loan facility, combining debt and equity characteristics with conversion rights.
Money Repayment Agreement
An Indonesian law-governed agreement that establishes terms and conditions for loan repayment between parties, including payment schedule, interest rates, and default provisions.
Loan Conversion Agreement
An Indonesian law-governed agreement that converts an existing loan into equity shares, detailing conversion terms and regulatory compliance requirements.
Loan Commitment Agreement
An Indonesian law-governed agreement establishing a lender's commitment to provide a loan facility under specified terms and conditions.
Lending Contract
An Indonesian law-governed agreement establishing terms for financial lending, compliant with OJK regulations and the Indonesian Civil Code.
Finance Agreement
An Indonesian law-governed agreement establishing terms and conditions for a financial facility, detailing lending terms and compliance with local banking regulations.
Debt Agreement Letter
An Indonesian law-governed letter documenting a debt arrangement between parties, specifying loan terms, repayment conditions, and legal obligations.
Cash Loan Contract
An Indonesian law-governed agreement establishing terms and conditions for a cash loan between lender and borrower, compliant with local banking and financial services regulations.
Loan Contract Between Friends
An Indonesian-law compliant loan agreement template for formalizing monetary lending arrangements between friends or acquaintances.
Motorcycle Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for motorcycle financing, including loan details, security arrangements, and regulatory compliance requirements.
Small Business Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for a loan between a financial institution and a small business borrower.
Car Pawn Agreement
An Indonesian law-governed agreement where a vehicle is pledged as collateral for a loan, detailing terms, conditions, and parties' obligations.
Bill Of Sale Loan Agreement
An Indonesian law-governed agreement combining a loan facility with asset security arrangements, subject to local fiduciary security regulations.
Line Of Credit Loan Agreement
An Indonesian law-governed agreement establishing a revolving credit facility between lender and borrower, detailing drawdown rights, repayment terms, and security arrangements.
Guarantor In Loan Agreement
An Indonesian law-governed agreement where a guarantor provides security for a borrower's loan obligations, subject to Indonesian Civil Code and banking regulations.
Loan To Equity Conversion Agreement
Indonesian law agreement for converting existing loan obligations into company shares, complying with local corporate and investment regulations.
Digital Loan Agreement
Indonesian-law governed digital loan agreement for online lending platforms, compliant with OJK and electronic transaction regulations.
Loan Agreement With Security
An Indonesian law-governed agreement documenting a secured lending arrangement, detailing loan terms and security interests over the borrower's assets.
Bridge Loan Term Sheet
An Indonesian law-governed term sheet outlining key terms and conditions for a short-term bridge financing arrangement, subject to local banking and financial services regulations.
Demand Loan Agreement
An Indonesian law-governed agreement establishing a loan facility that is repayable on demand by the lender, structured in compliance with Indonesian banking regulations.
Loan Agreement With Car As Collateral
An Indonesian law-governed loan agreement establishing terms for a loan secured by a vehicle as collateral, incorporating fiduciary security arrangements.
Revolving Agreement
An Indonesian law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanisms compliant with local banking regulations.
Debt To Equity Conversion Agreement
An Indonesian law-governed agreement that converts outstanding debt into equity shares, detailing conversion terms and regulatory compliance requirements.
Revolving Loan Agreement
An Indonesian law-governed agreement establishing a revolving credit facility, allowing multiple drawdowns and repayments up to an agreed limit.
Short Form Loan Agreement
Concise loan agreement template compliant with Indonesian law, suitable for straightforward lending arrangements between parties.
Supplemental Loan Agreement
An Indonesian law-governed agreement that modifies existing loan terms, complying with OJK and Bank Indonesia regulations.
Non Interest Bearing Loan Agreement
An Indonesian law-governed agreement for interest-free loans, suitable for both personal and business lending contexts.
Gold Loan Agreement
An Indonesian law-governed agreement establishing terms for a loan secured by gold collateral, including valuation, security arrangements, and repayment terms.
Co Borrower Agreement
An Indonesian law-governed agreement establishing joint responsibility between multiple borrowers for a loan obligation, with full joint and several liability.
Car Hire Purchase Agreement
An Indonesian law-governed agreement establishing terms for vehicle hire purchase, including payment structure and ownership transfer conditions.
Sub Loan Agreement
An Indonesian law-governed agreement for on-lending funds from a primary facility through an intermediary to an end borrower, subject to Indonesian banking regulations.
Personal Loan Contract Between Friends
An Indonesian-law governed personal loan agreement template for lending between friends, incorporating essential legal protections while maintaining relationship-friendly terms.
Promissory Note Loan Agreement
An Indonesian law-governed document combining a loan agreement with a promissory note, establishing loan terms and creating an enforceable debt instrument.
Repayment Contract
An Indonesian law-governed agreement establishing debt repayment terms and conditions between parties, including payment schedule, interest, and default provisions.
Loan Conversion To Equity Agreement
An Indonesian law-governed agreement that establishes the terms and process for converting an existing loan into equity shares, ensuring compliance with local company and investment regulations.
Internal Loan Agreement
Indonesian law-governed loan agreement template for related corporate entities, incorporating local regulatory requirements and internal funding provisions.
Inter Company Loan Agreement
An Indonesian law-governed agreement establishing loan terms between related companies, including regulatory compliance requirements.
Peer To Peer Loan Contract
An Indonesian law-governed agreement for peer-to-peer lending arrangements, compliant with OJK regulations, establishing terms between lender, borrower, and platform.
Car Payment Contract
An Indonesian law-governed contract establishing terms for vehicle purchase and financing through installment payments, compliant with local financial services regulations.
Share Loan Agreement
An Indonesian law-governed agreement establishing terms for temporary share transfers between lender and borrower, compliant with OJK regulations and Company Law.
Shareholder Loan Note
An Indonesian law-governed loan agreement between a shareholder and company, setting out terms for lending, repayment, and security arrangements.
Rollover Loan Agreement
An Indonesian law-governed agreement enabling periodic renewal of a loan facility, incorporating local banking regulations and rollover mechanisms.
Drawdown Loan Agreement
An Indonesian law-governed agreement establishing terms for a flexible loan facility with multiple drawdown options, detailing lending arrangements and compliance requirements.
Product Loan Agreement
An Indonesian law-governed agreement establishing terms for temporary product usage between a lender and borrower, including usage rights, obligations, and return conditions.
Personal Loan Promissory Note
An Indonesian law-compliant promissory note documenting a personal loan agreement, including loan terms, repayment obligations, and interest rates.
Debt Agreement
An Indonesian law-governed agreement establishing terms and conditions for a loan between lender and borrower, including repayment obligations and security arrangements.
Loan Extension Agreement
An Indonesian law-governed agreement that extends the term of an existing loan facility, documenting new maturity dates and any modified terms while maintaining original loan conditions.
Syndicated Loan Agreement
An Indonesian law-governed agreement establishing terms for a syndicated loan facility where multiple lenders collectively provide financing to a borrower under coordinated terms.
Simple Loan Contract
An Indonesian law-compliant loan agreement template establishing terms and conditions for straightforward lending arrangements.
Personal Loan Contract
An Indonesian law-governed personal loan agreement outlining terms, conditions, and obligations between a lender and individual borrower, compliant with local financial regulations.
Loan Modification Agreement
An Indonesian law-governed agreement that modifies existing loan terms between lender and borrower, ensuring compliance with local banking regulations while maintaining enforceability.
Employee Loan Agreement
An Indonesian law-governed agreement establishing terms for an employer-provided loan to an employee, including repayment through salary deductions.
Convertible Loan Agreement
An Indonesian law-governed agreement providing for a loan that can be converted into company shares, combining debt financing with potential equity participation while ensuring compliance with local regulations.
Download our whitepaper on the future of AI in Legal
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our Trust Centre for more details and real-time security updates.
Read our Privacy Policy.