Loan Commitment Agreement Template for Indonesia

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Loan Commitment Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Loan Commitment Agreement

"I need a Loan Commitment Agreement under Indonesian law for a USD 10 million facility to be provided by Bank Mandiri to PT Indo Mining Resources for financing new equipment purchases, with the facility to be secured by the equipment being purchased and available for drawdown until March 2025."

Document background
The Loan Commitment Agreement serves as a crucial financial instrument in Indonesian banking and finance transactions, establishing the framework for credit facilities before the actual disbursement of funds. This document type is essential when a borrower requires certainty of funding availability for future use, such as project financing, working capital, or expansion plans. The agreement must comply with Indonesian banking regulations, including Bank Indonesia and OJK (Financial Services Authority) requirements, and the Indonesian Civil Code. It typically precedes the actual loan agreement and provides detailed terms including facility amount, availability period, conditions for drawdown, fees, and security requirements. The Loan Commitment Agreement is particularly important in the Indonesian context where regulatory approvals and specific documentation requirements must be satisfied before loan disbursement.
Suggested Sections

1. Parties: Identification of the lender and borrower with complete legal names and addresses

2. Background: Context of the loan commitment, including purpose and any relevant prior agreements

3. Definitions: Definitions of key terms used throughout the agreement

4. Commitment Amount: Details of the committed facility amount and any sub-limits

5. Availability Period: Period during which the borrower can draw down the loan

6. Purpose: Permitted uses of the loan facility

7. Conditions Precedent: Conditions that must be satisfied before the facility becomes available

8. Drawdown Mechanics: Procedures and requirements for requesting and making drawdowns

9. Interest and Fees: Commitment fees, arrangement fees, and interest calculations

10. Repayment Terms: Terms for repayment of drawn amounts and commitment reduction

11. Representations and Warranties: Standard declarations made by the borrower about their status and capacity

12. Covenants: Ongoing obligations of the borrower during the commitment period

13. Events of Default: Circumstances that would allow the lender to cancel the commitment

14. Governing Law and Jurisdiction: Confirmation of Indonesian law as governing law and jurisdiction for disputes

15. Notices: Communication procedures between parties

16. Execution: Signature blocks and execution formalities

Optional Sections

1. Security: Required if the facility is to be secured - details of security arrangements

2. Guarantees: Required if there are third-party guarantors for the facility

3. Tax Provisions: Detailed tax provisions required for cross-border loans or specific tax structures

4. Currency Provisions: Required for facilities in foreign currency or with multiple currency options

5. Assignment and Transfer: Required if either party needs the right to transfer their rights/obligations

6. Increased Costs and Market Disruption: Required for longer-term facilities or those with variable rates

7. Anti-Money Laundering Provisions: Required for compliance with Indonesian AML regulations, especially for large facilities

8. Force Majeure: Optional provisions for unforeseen circumstances affecting the facility

Suggested Schedules

1. Schedule 1 - Conditions Precedent Documents: Detailed list of required documents and conditions

2. Schedule 2 - Form of Drawdown Notice: Template for borrower to request drawdowns

3. Schedule 3 - Repayment Schedule: If applicable, detailed repayment dates and amounts

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance reporting

6. Appendix A - Facility Specific Terms: Detailed commercial terms of the facility

7. Appendix B - Security Documents: If applicable, forms of security documents

8. Appendix C - Required Authorizations: List of required regulatory and corporate approvals

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions
Clauses
Relevant Industries

Banking

Financial Services

Real Estate

Infrastructure

Manufacturing

Energy

Mining

Telecommunications

Construction

Agriculture

Retail

Technology

Healthcare

Transportation

Hospitality

Relevant Teams

Legal

Finance

Treasury

Risk Management

Compliance

Credit

Corporate Banking

Documentation

Corporate Secretariat

Internal Audit

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Lawyer

Risk Manager

Credit Officer

Relationship Manager

Compliance Officer

Financial Controller

Banking Officer

Corporate Secretary

Senior Finance Manager

Chief Legal Officer

Credit Risk Manager

Industries
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Friend To Friend Loan Agreement

An Indonesian law-compliant agreement formalizing a monetary loan between friends or acquaintances, including loan terms and repayment conditions.

find out more

Loan Agreement Letter

An Indonesian law-governed document establishing loan terms between lender and borrower, including amount, interest, and repayment conditions.

find out more

Personal Lending Agreement

An Indonesian law-governed agreement establishing terms and conditions for a personal loan between lender and borrower, compliant with OJK regulations.

find out more

Self Help Group Loan Agreement Form

An Indonesian-law governed loan agreement template for self-help groups, establishing terms for group-based lending and member obligations under Indonesian microfinance regulations.

find out more

Peer To Peer Lending Agreement

An Indonesian law-governed agreement facilitating P2P lending transactions through a digital platform, compliant with OJK regulations.

find out more

Family Member Promissory Note

An Indonesian law-governed promissory note formalizing loan agreements between family members, establishing terms, conditions, and repayment obligations.

find out more

Inter Lender Agreement

An Indonesian law-governed agreement regulating relationships, rights, and obligations between multiple lenders in syndicated financing arrangements.

find out more

Overagreement

An Indonesian law-governed master agreement establishing a framework for multiple future agreements between parties.

find out more

Work Loan Agreement

An Indonesian law-governed agreement between employer and employee establishing terms for a workplace loan, including repayment through salary deductions.

find out more

Peer To Peer Lending Contract

An Indonesian law-governed agreement facilitating P2P lending transactions through a regulated online platform, compliant with OJK regulations.

find out more

Debt Agreement Contract

An Indonesian law-governed Debt Agreement Contract establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and parties' obligations.

find out more

Contract For Land Purchase

An Indonesian law-governed agreement for the transfer of land ownership, detailing purchase terms and regulatory compliance requirements.

find out more

Simple Business Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for a business loan, compliant with local banking regulations and civil code requirements.

find out more

Student Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for student educational financing, including loan terms, repayment schedules, and parties' obligations.

find out more

Money Agreement Between Two Parties

An Indonesian law-governed agreement establishing terms and conditions for monetary lending between two parties, ensuring legal compliance and mutual protection.

find out more

Loan Guarantee

An Indonesian law-governed agreement where a Guarantor secures the debt obligations of a Borrower to a Lender, structured under the Indonesian Civil Code and banking regulations.

find out more

Loan Agreement With Guarantor

An Indonesian law-governed loan agreement establishing lending terms between parties with third-party guarantee support.

find out more

Loan Agreement With Collateral

An Indonesian law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.

find out more

Investment Loan Contract

An Indonesian law-governed loan agreement for investment financing, incorporating local regulatory requirements and banking practices.

find out more

Facility Agreement

An Indonesian law-governed agreement setting out terms and conditions for credit facilities between lenders and borrowers, compliant with local banking and financial services regulations.

find out more

Device Loan Agreement

An Indonesian law-governed agreement establishing terms for temporary device loans between parties, including usage conditions, responsibilities, and return requirements.

find out more

Mortgage Agreement

An Indonesian law-governed agreement creating a security interest over real property (Hak Tanggungan) as collateral for a loan, requiring execution before a Land Deed Official and registration with the National Land Office.

find out more

Mezzanine Loan Agreement

An Indonesian law-governed agreement establishing terms for a mezzanine loan facility, combining debt and equity characteristics with conversion rights.

find out more

Money Repayment Agreement

An Indonesian law-governed agreement that establishes terms and conditions for loan repayment between parties, including payment schedule, interest rates, and default provisions.

find out more

Loan Conversion Agreement

An Indonesian law-governed agreement that converts an existing loan into equity shares, detailing conversion terms and regulatory compliance requirements.

find out more

Loan Commitment Agreement

An Indonesian law-governed agreement establishing a lender's commitment to provide a loan facility under specified terms and conditions.

find out more

Lending Contract

An Indonesian law-governed agreement establishing terms for financial lending, compliant with OJK regulations and the Indonesian Civil Code.

find out more

Finance Agreement

An Indonesian law-governed agreement establishing terms and conditions for a financial facility, detailing lending terms and compliance with local banking regulations.

find out more

Debt Agreement Letter

An Indonesian law-governed letter documenting a debt arrangement between parties, specifying loan terms, repayment conditions, and legal obligations.

find out more

Cash Loan Contract

An Indonesian law-governed agreement establishing terms and conditions for a cash loan between lender and borrower, compliant with local banking and financial services regulations.

find out more

Loan Contract Between Friends

An Indonesian-law compliant loan agreement template for formalizing monetary lending arrangements between friends or acquaintances.

find out more

Motorcycle Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for motorcycle financing, including loan details, security arrangements, and regulatory compliance requirements.

find out more

Small Business Loan Agreement

An Indonesian law-governed agreement establishing terms and conditions for a loan between a financial institution and a small business borrower.

find out more

Car Pawn Agreement

An Indonesian law-governed agreement where a vehicle is pledged as collateral for a loan, detailing terms, conditions, and parties' obligations.

find out more

Bill Of Sale Loan Agreement

An Indonesian law-governed agreement combining a loan facility with asset security arrangements, subject to local fiduciary security regulations.

find out more

Line Of Credit Loan Agreement

An Indonesian law-governed agreement establishing a revolving credit facility between lender and borrower, detailing drawdown rights, repayment terms, and security arrangements.

find out more

Guarantor In Loan Agreement

An Indonesian law-governed agreement where a guarantor provides security for a borrower's loan obligations, subject to Indonesian Civil Code and banking regulations.

find out more

Loan To Equity Conversion Agreement

Indonesian law agreement for converting existing loan obligations into company shares, complying with local corporate and investment regulations.

find out more

Digital Loan Agreement

Indonesian-law governed digital loan agreement for online lending platforms, compliant with OJK and electronic transaction regulations.

find out more

Loan Agreement With Security

An Indonesian law-governed agreement documenting a secured lending arrangement, detailing loan terms and security interests over the borrower's assets.

find out more

Bridge Loan Term Sheet

An Indonesian law-governed term sheet outlining key terms and conditions for a short-term bridge financing arrangement, subject to local banking and financial services regulations.

find out more

Demand Loan Agreement

An Indonesian law-governed agreement establishing a loan facility that is repayable on demand by the lender, structured in compliance with Indonesian banking regulations.

find out more

Loan Agreement With Car As Collateral

An Indonesian law-governed loan agreement establishing terms for a loan secured by a vehicle as collateral, incorporating fiduciary security arrangements.

find out more

Revolving Agreement

An Indonesian law-governed agreement establishing a revolving credit facility with drawdown and repayment mechanisms compliant with local banking regulations.

find out more

Debt To Equity Conversion Agreement

An Indonesian law-governed agreement that converts outstanding debt into equity shares, detailing conversion terms and regulatory compliance requirements.

find out more

Revolving Loan Agreement

An Indonesian law-governed agreement establishing a revolving credit facility, allowing multiple drawdowns and repayments up to an agreed limit.

find out more

Short Form Loan Agreement

Concise loan agreement template compliant with Indonesian law, suitable for straightforward lending arrangements between parties.

find out more

Supplemental Loan Agreement

An Indonesian law-governed agreement that modifies existing loan terms, complying with OJK and Bank Indonesia regulations.

find out more

Non Interest Bearing Loan Agreement

An Indonesian law-governed agreement for interest-free loans, suitable for both personal and business lending contexts.

find out more

Gold Loan Agreement

An Indonesian law-governed agreement establishing terms for a loan secured by gold collateral, including valuation, security arrangements, and repayment terms.

find out more

Co Borrower Agreement

An Indonesian law-governed agreement establishing joint responsibility between multiple borrowers for a loan obligation, with full joint and several liability.

find out more

Car Hire Purchase Agreement

An Indonesian law-governed agreement establishing terms for vehicle hire purchase, including payment structure and ownership transfer conditions.

find out more

Sub Loan Agreement

An Indonesian law-governed agreement for on-lending funds from a primary facility through an intermediary to an end borrower, subject to Indonesian banking regulations.

find out more

Personal Loan Contract Between Friends

An Indonesian-law governed personal loan agreement template for lending between friends, incorporating essential legal protections while maintaining relationship-friendly terms.

find out more

Promissory Note Loan Agreement

An Indonesian law-governed document combining a loan agreement with a promissory note, establishing loan terms and creating an enforceable debt instrument.

find out more

Repayment Contract

An Indonesian law-governed agreement establishing debt repayment terms and conditions between parties, including payment schedule, interest, and default provisions.

find out more

Loan Conversion To Equity Agreement

An Indonesian law-governed agreement that establishes the terms and process for converting an existing loan into equity shares, ensuring compliance with local company and investment regulations.

find out more

Internal Loan Agreement

Indonesian law-governed loan agreement template for related corporate entities, incorporating local regulatory requirements and internal funding provisions.

find out more

Inter Company Loan Agreement

An Indonesian law-governed agreement establishing loan terms between related companies, including regulatory compliance requirements.

find out more

Peer To Peer Loan Contract

An Indonesian law-governed agreement for peer-to-peer lending arrangements, compliant with OJK regulations, establishing terms between lender, borrower, and platform.

find out more

Car Payment Contract

An Indonesian law-governed contract establishing terms for vehicle purchase and financing through installment payments, compliant with local financial services regulations.

find out more

Share Loan Agreement

An Indonesian law-governed agreement establishing terms for temporary share transfers between lender and borrower, compliant with OJK regulations and Company Law.

find out more

Shareholder Loan Note

An Indonesian law-governed loan agreement between a shareholder and company, setting out terms for lending, repayment, and security arrangements.

find out more

Rollover Loan Agreement

An Indonesian law-governed agreement enabling periodic renewal of a loan facility, incorporating local banking regulations and rollover mechanisms.

find out more

Drawdown Loan Agreement

An Indonesian law-governed agreement establishing terms for a flexible loan facility with multiple drawdown options, detailing lending arrangements and compliance requirements.

find out more

Product Loan Agreement

An Indonesian law-governed agreement establishing terms for temporary product usage between a lender and borrower, including usage rights, obligations, and return conditions.

find out more

Personal Loan Promissory Note

An Indonesian law-compliant promissory note documenting a personal loan agreement, including loan terms, repayment obligations, and interest rates.

find out more

Debt Agreement

An Indonesian law-governed agreement establishing terms and conditions for a loan between lender and borrower, including repayment obligations and security arrangements.

find out more

Loan Extension Agreement

An Indonesian law-governed agreement that extends the term of an existing loan facility, documenting new maturity dates and any modified terms while maintaining original loan conditions.

find out more

Syndicated Loan Agreement

An Indonesian law-governed agreement establishing terms for a syndicated loan facility where multiple lenders collectively provide financing to a borrower under coordinated terms.

find out more

Simple Loan Contract

An Indonesian law-compliant loan agreement template establishing terms and conditions for straightforward lending arrangements.

find out more

Personal Loan Contract

An Indonesian law-governed personal loan agreement outlining terms, conditions, and obligations between a lender and individual borrower, compliant with local financial regulations.

find out more

Loan Modification Agreement

An Indonesian law-governed agreement that modifies existing loan terms between lender and borrower, ensuring compliance with local banking regulations while maintaining enforceability.

find out more

Employee Loan Agreement

An Indonesian law-governed agreement establishing terms for an employer-provided loan to an employee, including repayment through salary deductions.

find out more

Convertible Loan Agreement

An Indonesian law-governed agreement providing for a loan that can be converted into company shares, combining debt financing with potential equity participation while ensuring compliance with local regulations.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.