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Money Agreement Between Two Parties
"I need a Money Agreement Between Two Parties for a corporate loan of 500 million Rupiah to be disbursed by March 2025, with monthly repayments over 24 months and secured by company inventory; the agreement should include prepayment options and late payment penalties."
1. Parties: Identifies and provides full details of the lender and borrower, including legal names, addresses, and any registration numbers
2. Background: Explains the context of the agreement and the intention of the parties to enter into a money lending arrangement
3. Definitions: Defines key terms used throughout the agreement for clarity and legal certainty
4. Loan Amount and Purpose: Specifies the exact amount being lent and the agreed purpose for which the money will be used
5. Disbursement: Details how and when the loan amount will be transferred to the borrower
6. Interest Rate: Specifies the agreed interest rate, calculation method, and frequency of interest charges
7. Repayment Terms: Outlines the repayment schedule, payment amounts, and payment methods
8. Security and Collateral: Details any assets or guarantees provided as security for the loan
9. Representations and Warranties: States the facts and assurances that each party provides to the other
10. Events of Default: Lists circumstances that constitute default and the consequences thereof
11. Governing Law: Specifies that Indonesian law governs the agreement
12. Dispute Resolution: Outlines the process for resolving any disputes between the parties
13. Execution: Formal signing section with space for signatures, witnesses, and dates
1. Prepayment Provisions: Include when early repayment is allowed, specifying any penalties or conditions
2. Late Payment Penalties: Include when specific penalties for late payments are to be imposed
3. Insurance Requirements: Include when the borrower must maintain specific insurance coverage
4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations
5. Force Majeure: Include when parties want to address unforeseen circumstances affecting loan performance
6. Guarantor Provisions: Include when a third-party guarantor is involved in the agreement
7. Currency Exchange Provisions: Include when the loan involves multiple currencies or foreign exchange considerations
1. Schedule A - Repayment Schedule: Detailed table showing payment dates, amounts, and breakdown of principal and interest
2. Schedule B - Collateral Details: Detailed description and documentation of any security or collateral provided
3. Schedule C - Disbursement Schedule: If the loan is disbursed in multiple tranches, details the timing and conditions
4. Appendix 1 - KYC Documents: Copies of required identification and verification documents for all parties
5. Appendix 2 - Asset Valuations: If applicable, professional valuations of any collateral or secured assets
6. Appendix 3 - Required Notices: Templates for any formal notices required under the agreement
Authors
Applicable Law
Business Day
Collateral
Default Event
Default Interest
Default Notice
Disbursement Date
Due Date
Effective Date
Encumbrance
Force Majeure
Guarantor
Interest Rate
Late Payment
Lender
Loan Amount
Loan Purpose
Material Adverse Effect
Maturity Date
Outstanding Amount
Parties
Payment Date
Prepayment
Principal Amount
Repayment Schedule
Rupiah
Security
Security Documents
Term
Transaction Documents
Working Days
Interest Rate
Repayment Terms
Security and Collateral
Representations and Warranties
Conditions Precedent
Events of Default
Remedies
Payment Obligations
Late Payment Penalties
Prepayment
Currency
Force Majeure
Assignment
Notices
Confidentiality
Dispute Resolution
Governing Law
Amendments
Severability
Entire Agreement
Further Assurance
Counterparts
Costs and Expenses
Indemnification
Termination
Waiver
Time of Essence
Good Faith
Banking and Financial Services
Real Estate
Small and Medium Enterprises
Construction
Manufacturing
Retail
Agriculture
Technology
Professional Services
Education
Healthcare
Legal
Finance
Compliance
Risk Management
Treasury
Credit Administration
Corporate Secretarial
Business Development
Operations
Internal Audit
Financial Manager
Legal Counsel
Corporate Lawyer
Credit Officer
Risk Manager
Compliance Officer
Contract Administrator
Chief Financial Officer
Treasury Manager
Business Development Manager
Account Manager
Company Director
Financial Controller
Legal Manager
Loan Officer
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