The Deed of Loan Agreement is a crucial legal instrument used in Malta when parties wish to formalize lending arrangements with the additional security and formality that a deed provides. It is particularly relevant when substantial sums are involved or when the parties require the extended limitation period that deeds offer under Maltese law. This document type is commonly used in both commercial and private lending scenarios, incorporating all essential elements required by Maltese legislation, including the Civil Code (Chapter 16) and the Notarial Profession and Notarial Archives Act (Chapter 55). The deed format provides enhanced enforceability and requires notarial execution, making it a preferred choice for significant loans or when additional security is desired by the parties involved.

1. Parties: Identification of the Lender and Borrower with full legal names, registration numbers (if companies), and registered addresses

2. Background: Recitals explaining the context of the loan and the parties' intention to enter into the agreement

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules of interpretation

4. The Loan: Core terms of the loan including amount, purpose, and drawdown conditions

5. Interest: Interest rate, calculation method, payment dates, and default interest provisions

6. Repayment: Repayment schedule, method of payment, and early repayment provisions

7. Representations and Warranties: Statements of fact and assurances given by the Borrower

8. Borrower Covenants: Positive and negative obligations of the Borrower during the loan term

9. Events of Default: Circumstances that constitute default and their consequences

10. Indemnities: Borrower's obligations to indemnify the Lender against specified losses

11. Assignment and Transfer: Rights and restrictions regarding transfer of rights under the agreement

12. Notices: Process and requirements for formal communications between parties

13. Governing Law and Jurisdiction: Confirmation of Maltese law governance and jurisdiction for disputes

14. Execution: Formal execution blocks meeting Maltese notarial requirements