1. Credit Insurance: Include when trade credit insurance is being obtained to protect against default

2. Personal Guarantee: Include when personal guarantees from directors/promoters are required

3. Electronic Commerce: Include when transactions will be conducted through electronic platforms

4. Force Majeure: Include when specific force majeure protections are needed beyond standard contract law

5. Confidentiality: Include when sensitive business information will be shared

6. GST Compliance: Include when specific GST compliance requirements need to be documented

7. Cross Default: Include when default under other agreements should trigger default under this agreement

8. Step-In Rights: Include when lender needs right to take control of specific assets or operations in default

1. Schedule 1 - Credit Limit and Interest Calculations: Detailed breakdown of credit limits, interest rates, and calculation methodologies

2. Schedule 2 - Security Details: Detailed description of security/collateral provided including valuations

3. Schedule 3 - Form of Drawdown Notice: Standard format for requesting credit under the facility

4. Schedule 4 - Compliance Certificate: Format for periodic compliance reporting by borrower

5. Schedule 5 - Financial Covenants: Specific financial ratios and thresholds to be maintained

6. Appendix A - List of Authorized Signatories: Names and specimens of authorized signatories

7. Appendix B - Required Documents: List of documents required for credit approval and drawdown

8. Appendix C - Reporting Requirements: Details of periodic reports and certificates to be submitted